• Property Winners and Losers: Brisbane Booms While Sydney Slumbers
    Apr 15 2025

    The Australian property market shows varied performance with national dwelling values rising 0.7% over the March quarter while annual growth softens to 3.4%. Brisbane, Adelaide, and Perth lead the pack with strong growth and record-high values, while Sydney and Melbourne show more modest improvements.

    • National dwelling values up 0.7% for March quarter, returning to positive territory
    • Houses now commanding a 31.5% premium over units
    • Brisbane (8.6%), Adelaide (11%), and Perth (11.9%) showing strongest annual growth
    • Properties taking longer to sell nationally, up to 40 days from 30 days last year
    • Stock remains tight with total listings 11% below the five-year average
    • Rental growth slowing to 3.8% year-on-year, the slowest pace in four years
    • New NSW pet laws coming July 2025 making it harder for landlords to refuse pets
    • Big four banks expecting a 25 basis points rate cut in May
    • Investor lending up 22.6% year-on-year despite slight quarterly decline
    • First home buyers make up 29.2% of owner-occupied lending, above decade average

    If you found this helpful, please follow, rate, share, and tell your friends. We really want to get more people listening and getting educated. If you have specific topics you want us to cover or guests you'd like us to have on, let us know at hello@firstbrick.com.au.

    This episode is proudly sponsored by Digital One Agency – your go-to team for custom website and mobile app development. Whether you're a startup with a fresh idea or an established brand ready to level up your tech, Digital One delivers world-class results you can count on.


    Visit www.d1a.com.au or call us on (02) 9057 9079 to chat with the team today.

    Website: www.d1a.com.au

    Phone: (02) 9057 9079

    This episode is brought to you by Digital One Agency – experts in custom mobile app and website development. Ready to build something amazing? Visit www.d1a.com.au or call (02) 9057 9079. Mention this podcast to get a free consultation.




    The Property Calculator Australia App is the must have app for anyone buying property in Australia. PCAU helps you calculate Stamp Duty, Loan Repayments, and upfront costs in seconds.
    No Ads, No Guesswork - Just clean, powerful property math.

    Download Property Calculator Australia now on the App Store or Google Play... And Start Crunching those numbers like a pro!


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    14 mins
  • The Future of Lending: Navigating Today's Property Market With Fadi Youssef - Powerloans
    Apr 1 2025

    The property market shows remarkable resilience despite interest rate increases from historic lows of 1.98% to current rates of 6.4% for owner-occupied and 7% for investment loans. Market sentiment is improving with the recent rate cut, creating both challenges and opportunities for prospective buyers.

    • Interest rates have increased dramatically since COVID yet property markets remain strong
    • Many markets including Adelaide, Brisbane, and Perth continue to show positive growth
    • Fixed rates used to be lower than variable, but the situation has now reversed
    • Best time to buy is "when you can" rather than waiting for perfect conditions
    • Increased competition expected when the next rate cut occurs
    • Self-Managed Super Funds (SMSFs) becoming increasingly popular for property investment
    • Different ownership structures emerging including corporate trusts for asset protection
    • Positive cash flow investments harder to find but still achievable with larger deposits
    • Banks continue to offer numerous lending options despite tighter conditions
    • Many borrowers unaware of their current position or available options

    Contact Fadi Youssef - Powerloans - Mortgage Broker to understand your borrowing options and ensure you're getting the best possible interest rate on your existing loans.


    The Property Calculator Australia App is the must have app for anyone buying property in Australia. PCAU helps you calculate Stamp Duty, Loan Repayments, and upfront costs in seconds.
    No Ads, No Guesswork - Just clean, powerful property math.

    Download Property Calculator Australia now on the App Store or Google Play... And Start Crunching those numbers like a pro!


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    27 mins
  • Property Newscast: March 2025 – Market Stabilizing, Rate Cut Signals Change
    Mar 24 2025

    Welcome back to another Property Newscast on The Property & Finance Show with your host Kyrillos Mansour (KM), founder of First Brick Property Buyers Agency.

    In this episode, I unpack the latest insights from the CoreLogic March 2025 Housing Chart Pack, covering everything you need to know about Australia’s property market right now.

    We dive into:
    🏡 What’s happening nationally with property values
    📉 Why Sydney and Melbourne are lagging behind
    📈 The capital cities still hitting record highs
    📊 Listing levels, vendor discounting & days on market
    💸 Rental market trends & where yields are highest
    🏦 The first RBA rate cut since 2020 – and how it impacts buyers, sellers & investors

    Whether you're just starting out or scaling your portfolio, this is a must-listen market update to stay ahead of the curve.

    🎙️ Hosted by Kyrillos Mansour (KM), founder of First Brick Property Buyers Agency
    👉 Follow for weekly insights into property, finance, and building long-term wealth.

    #PropertyNewscast #ThePropertyAndFinanceShow #FirstBrick #AustralianProperty #PropertyInvestment #MarketUpdate #RealEstatePodcast

    The Property Calculator Australia App is the must have app for anyone buying property in Australia. PCAU helps you calculate Stamp Duty, Loan Repayments, and upfront costs in seconds.
    No Ads, No Guesswork - Just clean, powerful property math.

    Download Property Calculator Australia now on the App Store or Google Play... And Start Crunching those numbers like a pro!


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    9 mins
  • The First Brick: Building Your Property Investment Foundation
    Mar 18 2025

    Breaking into property investment doesn't require a fortune or decades of expertise – just the right foundation and a clear understanding of your options. In this enlightening conversation with Kyrillos Mansour from First Brick Property Buyers Agency, we strip away the complexity surrounding first-time property investing to reveal accessible pathways that most Australians never discover.

    Kyrillos shares how his journey from optometrist to property buyer's agent revealed the transformative power of that critical first investment property. Working with first-time investors, he's witnessed how the right initial purchase creates options and opportunities that compound over time, while poor choices can stifle progress for years.

    We tackle the biggest misconception keeping potential investors sidelined – that enormous capital is required to enter the market. From professional packages allowing doctors and lawyers to borrow up to 95% without LMI, to family guarantee loans enabling zero-deposit purchasing, today's lending landscape offers multiple entry points for prepared investors. You'll learn exactly how these strategies work and which might suit your circumstances.

    The age-old debate between growth-focused versus yield-focused properties gets practical examination through the lens of different investor profiles – from high-income medical professionals to single-income earners just starting their careers. Kyrillos explains why "growth is king" while acknowledging serviceability matters tremendously when building a sustainable portfolio.

    Perhaps most valuable is the perspective shift around timing and location. Rather than obsessing over interest rate fluctuations or limiting yourself to familiar suburbs, successful investors adopt what Phil calls "strategic patience" – understanding property investment is fundamentally a "get rich slow scheme" that rewards thoughtful, data-driven decisions held through multiple market cycles.

    Ready to place your first brick in the foundation of your investment future? This episode provides the blueprint you've been searching for.


    This episode was recorded Via The Smart Property Investment Show

    Episode has not been altered in any way

    The Property Calculator Australia App is the must have app for anyone buying property in Australia. PCAU helps you calculate Stamp Duty, Loan Repayments, and upfront costs in seconds.
    No Ads, No Guesswork - Just clean, powerful property math.

    Download Property Calculator Australia now on the App Store or Google Play... And Start Crunching those numbers like a pro!


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    57 mins
  • Property Newscast: Home Value Trends: 2025's Surprising Market Shifts
    Mar 13 2025

    Welcome to the first episode of Property Newscast, your go-to update for all things real estate! In this episode, Host Kyrillos Mansour (KM) breaks down the latest insights from CoreLogic’s February 2025 Housing Chart Pack, covering:

    🏡 National market trends – Where are prices heading?
    📍 City-by-city breakdown – Which markets are rising, and which are cooling off?
    📉 Sales activity & listings – Are properties taking longer to sell?
    💰 Rental market insights – What’s happening with rents and yields?
    🏦 Interest rates & finance – Could a rate cut be coming soon?

    Whether you’re an investor, buyer, or just keen to stay ahead in the property game, this episode is packed with insights to keep you informed.

    👉 Subscribe, leave a review, and follow on Socials for more property insights!

    🎙️ Tune in now!


    The Property Calculator Australia App is the must have app for anyone buying property in Australia. PCAU helps you calculate Stamp Duty, Loan Repayments, and upfront costs in seconds.
    No Ads, No Guesswork - Just clean, powerful property math.

    Download Property Calculator Australia now on the App Store or Google Play... And Start Crunching those numbers like a pro!


    Show More Show Less
    10 mins
  • Property And Lending Show is Back for 2025
    Mar 13 2025

    The Property and Lending Show is Back for 2025

    All new equipment, all new episodes, different ways to communicate

    Tune in for all your real estate news, tips, tricks advice

    Heads up, there may be a name change soon as we expand the topics of our conversations too

    Have topic requests, guest requests etc?

    Let us know

    Send us a DM on Instagram or email us at hello@firstbrick.com.au

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    1 min
  • The ABCs of Mortgages and Buyers Agents: Understanding the Basics
    Jan 22 2024

    The ABCs of Mortgages and Buyers Agents: Understanding the Basics

    Welcome to the "Property and Lending Show", where we unravel the mysteries of the real estate world! In this episode, join your host, Kyrillos Mansour (Buyers Agent), alongside Fadi and Mark from Power Loans, as we dive deep into "The ABCs of Mortgages and Buyers Agents: Understanding the Basics."

    🏡 What's Inside:

    Insights from Experts: Kyrillos Mansour, Fadi, and Mark share their wealth of knowledge on mortgages and the role of buyers agents.

    Why Use a Mortgage Broker: Discover the benefits of working with mortgage brokers from Power Loans and how they can streamline your home financing journey.

    Buyers Agents Unveiled: Kyrillos from First Brick Property Buyers Agency explains the crucial role of buyers agents, why they're essential, and how they can guide you through the property market.

    🚀 Key Takeaways:

    Unlock the fundamentals of mortgages and buyers agents.
    Learn how to make informed decisions in your real estate endeavors.
    Gain exclusive tips from industry professionals at Power Loans.

    🎙️ About the Hosts:
    Get In touch with the Mark, Fadi, Kyrillos Mansour (KM) and Peter
    Details below

    Mark@powerloans.com.au

    Fadi@powerloans.com.au

    Peter@powerloans.com.au

    hello@firstbrick.com.au

    Instagram Handles:
    @firstbrickproperty
    @markkilada
    @powerloans
    @fershi.pt
    @peterpowerloans

    🔔 Subscribe and Stay Updated:
    Don't miss out on future episodes! Hit the subscribe button, and turn on notifications to stay informed about the latest real estate insights.

    #RealEstatePodcast #MortgageBrokers #BuyersAgents #PropertyInvesting #PowerLoans #RealEstateEducation #HomeFinancing

    👉 Join the Conversation:
    We want to hear from you! Share your thoughts in the comments below and let us know what real estate topics you'd like us to cover in future episodes.

    🎉 Thank you for tuning in!

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    50 mins
  • Inflation Insights and Loan Hacks: Unleashing Property Prosperity
    Jan 15 2024

    🎙️ Welcome back to "The Property and Lending Show," where we untangle the complexities of real estate and financing to empower your property journey. I'm Kyrillos Mansour (KM), your Buyers Agent and host, joined by the brilliant minds in the industry - Fadi, Mark, and Peter.

    Overview:
    In this episode, we dive deep into the recent inflation news and share invaluable insights on navigating the challenges it brings. From market trends to practical strategies, we've got you covered. Plus, stay tuned for some expert loan hacks that will help you secure better rates and unleash the full potential of your property investments.

    Key Points:

    Understanding Inflation:

    Kyrillos Mansour (KM) breaks down the latest inflation news and its impact on the real estate market.
    Insightful discussions with Fadi and Mark on how inflation influences mortgage rates and property values.

    Loan Mastery Strategies:

    Fadi and Mark, our seasoned brokers, share their top-notch strategies for securing the best loan rates in a dynamic market.

    Peter, our Asset Finance expert, weighs in on innovative approaches to financing your Asset ventures.

    Conclusion:
    Join us on this insightful journey as we navigate the seas of inflation, uncover loan mastery strategies, and unleash property prosperity. Don't forget to subscribe, rate, and leave a review! Your success in real estate starts here on "The Property and Lending Show."

    Stay Connected:

    If you would like to get in contact with Mark, Fadi, Peter or KM you can find them here:
    Mark@powerloans.com.au

    Fadi@powerloans.com.au

    Peter@powerloans.com.au

    hello@firstbrick.com.au

    Want to work out your Mortgage Repayments and deposit needs check out this amazing app below!

    Property Calculator Australia APP Download link
    Android - https://play.google.com/store/apps/details?id=com.propertycalculator&hl=en
    Apple - https://itunes.apple.com/au/app/property-calculator-australia/id1048864391?mt=8

    Send us your questions, topic requests or guest speaker requests to our socials or our email Hello@firstbrick.com.au

    First Brick Socials:
    LinkedIn: linkedin.com/company/first-brick-property-buyers-agency

    Facebook: https://www.facebook.com/firstbrickproperty/

    Instagram: https://www.instagram.com/firstbrickpropertybuyers/

    Power Loans Socials:
    Facebook: https://www.facebook.com/powerloans
    Instagram: @Powerloans

    Mark Kilada Socials
    Instagram: @markkilada

    Peter Georgi Socials
    Instagram: @peterpowerloans

    YouTube: https://www.youtube.com/channel/UC1VA1YM1_BDZW7whNc4kFVg

    Show More Show Less
    33 mins