The property market shows remarkable resilience despite interest rate increases from historic lows of 1.98% to current rates of 6.4% for owner-occupied and 7% for investment loans. Market sentiment is improving with the recent rate cut, creating both challenges and opportunities for prospective buyers.

• Interest rates have increased dramatically since COVID yet property markets remain strong
• Many markets including Adelaide, Brisbane, and Perth continue to show positive growth
• Fixed rates used to be lower than variable, but the situation has now reversed
• Best time to buy is "when you can" rather than waiting for perfect conditions
• Increased competition expected when the next rate cut occurs
• Self-Managed Super Funds (SMSFs) becoming increasingly popular for property investment
• Different ownership structures emerging including corporate trusts for asset protection
• Positive cash flow investments harder to find but still achievable with larger deposits
• Banks continue to offer numerous lending options despite tighter conditions
• Many borrowers unaware of their current position or available options

Contact Fadi Youssef - Powerloans - Mortgage Broker to understand your borrowing options and ensure you're getting the best possible interest rate on your existing loans.

Intro for Property And Lending Show

Welcome back to another Property Newscast on The Property & Finance Show with your host Kyrillos Mansour (KM), founder of First Brick Property Buyers Agency.

In this episode, I unpack the latest insights from the CoreLogic March 2025 Housing Chart Pack, covering everything you need to know about Australia’s property market right now.

We dive into:
🏡 What’s happening nationally with property values
📉 Why Sydney and Melbourne are lagging behind
📈 The capital cities still hitting record highs
📊 Listing levels, vendor discounting & days on market
💸 Rental market trends & where yields are highest
🏦 The first RBA rate cut since 2020 – and how it impacts buyers, sellers & investors

Whether you're just starting out or scaling your portfolio, this is a must-listen market update to stay ahead of the curve.

🎙️ Hosted by Kyrillos Mansour (KM), founder of First Brick Property Buyers Agency
👉 Follow for weekly insights into property, finance, and building long-term wealth.

#PropertyNewscast #ThePropertyAndFinanceShow #FirstBrick #AustralianProperty #PropertyInvestment #MarketUpdate #RealEstatePodcast

Intro for Property And Lending Show

Breaking into property investment doesn't require a fortune or decades of expertise – just the right foundation and a clear understanding of your options. In this enlightening conversation with Kyrillos Mansour from First Brick Property Buyers Agency, we strip away the complexity surrounding first-time property investing to reveal accessible pathways that most Australians never discover.

Kyrillos shares how his journey from optometrist to property buyer's agent revealed the transformative power of that critical first investment property. Working with first-time investors, he's witnessed how the right initial purchase creates options and opportunities that compound over time, while poor choices can stifle progress for years.

We tackle the biggest misconception keeping potential investors sidelined – that enormous capital is required to enter the market. From professional packages allowing doctors and lawyers to borrow up to 95% without LMI, to family guarantee loans enabling zero-deposit purchasing, today's lending landscape offers multiple entry points for prepared investors. You'll learn exactly how these strategies work and which might suit your circumstances.

The age-old debate between growth-focused versus yield-focused properties gets practical examination through the lens of different investor profiles – from high-income medical professionals to single-income earners just starting their careers. Kyrillos explains why "growth is king" while acknowledging serviceability matters tremendously when building a sustainable portfolio.

Perhaps most valuable is the perspective shift around timing and location. Rather than obsessing over interest rate fluctuations or limiting yourself to familiar suburbs, successful investors adopt what Phil calls "strategic patience" – understanding property investment is fundamentally a "get rich slow scheme" that rewards thoughtful, data-driven decisions held through multiple market cycles.

Ready to place your first brick in the foundation of your investment future? This episode provides the blueprint you've been searching for.

This episode was recorded Via The Smart Property Investment Show

Episode has not been altered in any way

Intro for Property And Lending Show

Outro Property and Lending Show