Today, I’m joined by Dr. Ryan Mallory, a cardiologist who found a way to regain control over his career and life. After battling burnout and struggling with long hours, he made a bold decision to change the course of his professional life.

Ryan and his wife sought a better way to balance work and family, which led him to the world of locums and short-term rentals (STRs). These avenues not only allowed him to increase his income, but they also gave him the freedom to be present with his family, significantly reduce his work hours, and unlock opportunities to grow wealth outside of traditional medicine.

We explore the practicalities of making such a transition, including the financial benefits of locums and how investing in STRs can help you minimize taxes while increasing income. Ryan also shares actionable steps and insights that will help you design a life with more time and financial freedom. If you’re ready to take control of your career and life, hit play now!

“You're in control of your own future, and the only thing that's limiting you is the thoughts that you have about what you're able to accomplish.” ~ Dr. Ryan Mallory

In This Episode:

- The challenges with traditional medical practice

- Maximizing income and work-life balance with locums

- Navigating the challenges of locums

- Boost income and efficiency with locums: how to get started

- Venturing into real estate: short-term rentals

- Tax advantages and returns from investing in short-term rentals

- How Halftime Freedom is empowering physicians

- Final thoughts and how to connect with Dr. Ryan

Connect with Dr. Ryan Mallory:

Website: https://halftimefreedom.com/

LinkedIn: https://www.linkedin.com/in/rdmallory

Instagram: https://www.instagram.com/ryanmallorymd/

TikTok: https://www.tiktok.com/@halftimefreedom

Resources:

➡️ Download a FREE copy of my book: https://go.perfectweekmd.com

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs: https://vikramraya.com/coaching-tab-revamp/

➡️ Apply to become a Limitless MD: www.I8mastermind.com

Connect with Vikram:

🌐 Website: https://vikramraya.com/

📸 Instagram: https://www.instagram.com/vikramraya/

👤 Facebook: https://www.facebook.com/Vikramrayamd/

🔗 LinkedIn: https://www.linkedin.com/in/vikramraya/

🎞 YouTube:

Could the discipline you’ve been chasing be actually leading you away from success? Today I’m hosting my friend, mentor, and co-author Craig Ballantyne to explore his new book, The Dark Side of Discipline. We unpack why the world’s obsession with extreme discipline—cold plunges, 4 AM wake-ups, and relentless routines—can sometimes do more harm than good.

Craig shares powerful insights on how to identify your level 10 problems—the challenges that truly matter—and solve them by putting in a level 10 effort. We discuss why discipline isn’t one-size-fits-all, how the environment shapes your habits, and why your social circle is the ultimate predictor of success.

Craig also breaks down his effortless discipline system, showing you how to reprogram your habits without relying on willpower. So, if you’ve ever felt like you’re doing “all the right things” but still aren’t seeing the results you want, this episode is for you. Tune in now for the strategies you need to make real, lasting changes.

In This Episode:

- An overview of “The Dark Side of Discipline”

- Redefining discipline: level 10 effort for level 10 problems

- When are discipline challenges useful?

- Standards vs. willpower

- The biggest mistakes when building discipline

- Develop the strength to say no to things that don't matter

- The 80/20 rule for discipline

Download a FREE copy of my book: https://go.perfectweekmd.com

Grab your copy of The Dark Side of Discipline at https://darksideofdiscipline.com/

Connect with Craig Ballantyne:

Website: https://www.craigballantyne.com/

Instagram: https://www.instagram.com/realcraigballantyne/

LinkedIn: https://ca.linkedin.com/in/craigballantyne

Resources:

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching-tab-revamp/

➡️ Apply to become a Limitless MD - www.I8mastermind.com

Connect with Vikram:

Website: https://vikramraya.com/

Instagram: https://www.instagram.com/vikramraya/

Facebook: https://www.facebook.com/Vikramrayamd

LinkedIn:https://www.linkedin.com/in/vikramraya/

YouTube:

Imagine living anywhere in the world while still practicing medicine. That’s exactly what Dr. Kristine Goins, also known as The Nomad MD, has done—and she’s here to show you how. Dr. Kristine shares her journey from physician burnout to financial and lifestyle freedom and reveals how she turned a five-year plan into a five-month escape.

We explore the biggest fears that hold doctors back from pursuing a nomadic lifestyle and how to overcome them. And if you’re not ready to go fully nomadic but want more flexibility and control over your time, Dr. Kristine offers practical advice on structuring your career to work less, earn more, and travel more often.

Don’t let fear or limiting beliefs hold you back from the life you truly want. Connect with Dr. Kristine in her upcoming masterclass, Why You Don’t Need a Million to Break Free, on March 25th at 7 p.m. EST. Your dream life isn’t a distant goal—it’s a decision away!

In This Episode:

- Overcoming common obstacles to becoming a nomadic MD

- Strategies for nomadic procedural doctors

- Living the dream: favorite places and lifestyle

- Top strategies for aspiring nomadic doctors

- Kristine’s advice for achieving more travel and flexibility

- Future plans and impact: upcoming masterclass

- How to connect with Dr. Kristine Goins

Join Dr. Kristine’s masterclass, Why You Don't Need A Million To Break Free: https://mailchi.mp/a71839dce43f/wrc6hevcyc

Connect with Dr. Kristine Goins:

Website: https://thenomadmd.com/

Instagram: https://www.instagram.com/thenomadmds

Facebook: https://www.facebook.com/thenomadmds

Resources:

➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/

➡️ Check out my programs - https://vikramraya.com/coaching-tab-revamp/

➡️ Apply to become a Limitless MD - www.I8mastermind.com

Connect with Vikram:

Website: https://vikramraya.com/

Instagram: https://www.instagram.com/vikramraya/

Facebook: https://www.facebook.com/Vikramrayamd

LinkedIn:https://www.linkedin.com/in/vikramraya/

YouTube: