Are you earning more but still feeling like you don't have any extra income in your bank account each month? We often assume that a bigger pay check guarantees financial security, but without the right strategy, lifestyle inflation, tax inefficiencies, and poor financial planning can quietly erode wealth.

This week, I'm joined by Lawrence Bearman, a financial advisor specialising in helping high-income Millennials keep more of their hard earned cash. We discuss how to manage wealth, optimise tax efficiency, and avoid the common money pitfalls high earners face.

Expect to learn:

02:03 Lifestyle Inflation: The Hidden Trap

03:15 Understanding Expenditure

04:42 The DIY Investor Dilemma

06:14 The Value of Financial Advice

13:29 Common Financial Challenges for High Earners

15:51 Tax Efficiency Strategies

18:57 Property Investment vs. Renting

23:05 The Emotional Side of Financial Planning

30:16 Finding Financial Balance

31:35 Avoiding Lifestyle Creep

33:39 End of Tax Year Planning

34:44 Understanding Pensions

39:41 Lawrence's Best Investment

45:26 Social Media for Financial Advice

49:59 The Role of AI in Financial Planning

55:04 Summary of Financial Tips

Discover Lawrence

LinkedIn - https://uk.linkedin.com/in/lawrence-bearman

Get In Touch

LinkedIn - www.linkedin.com/in/jay-lawrence-5a4b3357/

Website - ambitiousmindspodcast.com

Instagram - www.instagram.com/ambitiousmindspodcast

NOTE: The information provided in this podcast is for educational and informational purposes only and should not be considered financial, investment, or tax advice. Any opinions expressed are those of the guest and host and do not constitute recommendations for specific financial decisions.

You should always consult a qualified financial advisor before making any investment, tax, or financial planning decisions. Investments can rise and fall in value, and past performance is not indicative of future results.

Hosted on Acast. See acast.com/privacy for more information.

This week, I sit down with Peter Wood, co-founder of The Graduate Guide, to discuss the biggest challenges facing university graduates in today’s job market.

With AI, automation, economic downturns, and the decline of traditional corporate careers, graduates are questioning whether a 9-to-5 job is still the best path.

We explore why the graduate job market is so challenging, how to stand out in a competitive job market, the importance of personal branding on LinkedIn, and how to leverage social media for career success.

Peter also shares his journey from history student to startup founder, offering insights on networking, breaking free from societal career norms, and finding opportunities beyond traditional corporate jobs.

If you're a student, recent graduate, or considering a career change, this episode will give you practical strategies to future-proof your career, land better job opportunities, and navigate today’s evolving job market.

00:00 Trailer

01:08 Challenges Facing Graduates

02:03 Navigating the Job Market

03:48 The Graduate Guide Mission

05:12 Corporate vs. Entrepreneurial Paths

08:04 Advice for Non-Traditional Career Paths

09:10 Building a Personal Brand

21:26 The Role of AI in Recruitment

35:56 The Power of Personal Branding

38:41 Building Your LinkedIn Presence

41:50 Balancing Career and Personal Life

45:47 Overcoming Social Pressure and Cringe

56:14 The Journey of Building a Business

01:00:20 Joining the Entrepreneurial Community

Hosted on Acast. See acast.com/privacy for more information.

In this 50th episode milestone, I’m pulling back the curtain on what I’ve learned from the last 12 months launching and growing this podcast - and how these lessons apply to starting any business.

From dealing with imposter syndrome to experiencing the benefits of consistency and building a personal brand. I’ll also share the costs of podcasting, why networking is a superpower, and the real struggle of staying focused when opportunities are everywhere.

Whether you’re an aspiring entrepreneur, a content creator, or just someone who wants to level up, these 10 lessons will save you time, money, and frustration as you build your own path to success.

Expect to learn:

00:00 Introduction

01:21 Celebrating 50 Episodes: A Year in Review

02:21 Lesson 1: The Importance of Getting Started

04:02 Lesson 2: Embrace Imperfection and Progress

10:02 Lesson 3: Consistency is Key

11:54 Lesson 4: Managing Work-Life Balance

17:17 Lesson 5: The Power of Networking

22:48 Lesson 6: Dealing With Imposter Syndrome

28:30 Lesson 7: Building Your Personal Brand

36:51 Lesson 8: The Challenge of Staying Focused

40:39 Defining Success and Ambition

50:41 Lesson 9: The Cost of Running a Podcast

58:53 Lesson 10: The Reality of Burnout

01:08:08 Final Thoughts and Key Takeaways

Get In Touch

LinkedIn - www.linkedin.com/in/jay-lawrence-5a4b3357/

Website - ambitiousmindspodcast.com

Instagram - www.instagram.com/ambitiousmindspodcast

Hosted on Acast. See acast.com/privacy for more information.