Social Credit

This audiobook describes how people pay for the things they buy by writing a check, paying with a debit card, paying with a credit card, and paying with cash withdrawn from an ATM.

Someone in the U.S. is an identity-theft victim every four seconds. It is extremely easy for anyone from anywhere in the world to assume your identity and, in a matter of hours, devastate your life in ways that can take years to recover from. Stealing Your Life is the reference everyone needs, by an unsurpassed authority on the latest identity-theft schemes.

Analyzing the political and banking history of the United Kingdom, the United States, Canada, Mexico, and Brazil through several centuries, Fragile by Design demonstrates that chronic banking crises and scarce credit are not accidents due to unforeseen circumstances. Rather, these fluctuations result from the complex bargains made between politicians, bankers, bank shareholders, depositors, debtors, and taxpayers.

We are seeing more women in the workforce than ever before, but despite reaching high-paying successful positions, women struggle with growing their wealth and maintaining finances. Most of the time, this struggle stems not from the inability to monitor and budget the money; rather, it originates from the lack of education and recourses that are available for young women or women in general. For some, financial education might be Everest, but even the most dangerous mountains can be conquered with the right information, patience, and resilience.

Nothing feels greater than taking your 10 first steps in America. The biggest step is getting here to America. Now that you’re here and learned America’s language, the third most important step is here inside this book for you. The third most important step is credit. Credit is going to determine what you will make out of your time here in America. Life can be hard, especially without any guidance. But life is always better with credit, and I’m here to offer guidance to you.

Adair Turner became chairman of Britain's Financial Services Authority just as the global financial crisis struck in 2008, and he played a leading role in redesigning global financial regulation. In this eye-opening book, he sets the record straight about what really caused the crisis. It didn’t happen because banks are too big to fail—our addiction to private debt is to blame. Between Debt and the Devil challenges the belief that we need credit growth to fuel economic growth, and that rising debt is okay as long as inflation remains low.

In lively prose that is as engaging as it is illuminating, Dattner tells a host of true stories of those he has worked with - from the woman who was so scapegoated by her colleagues that she decided to quit, to the clueless boss who was too quick to blame his staff. He shares a wealth of insight from the study of human evolution and psychology to reveal the underlying reasons why people are so prone to blaming and credit-grabbing; it's not only human nature, it's found throughout the animal kingdom.

No margin--no mission! What does it take to bring financial justice to communities of color? Cliff Rosenthal, shaped by the movements of the 1960s, fought for decades against government indifference and systemic bias finally seeing change come after the death of George Floyd. Michael McCray, a renowned whistle-blower, led an unprecedented court challenge to the unjust federal termination of his fraternity's Kappa Alpha Psi Federal Credit Union.

You may think you know the stories behind the world's most well-known, groundbreaking achievements, but To Her Credit is here to make you reevaluate our collective story. This book celebrates the stories of women, from ancient times until the 1990s, whose contributions have been overwritten and accredited to men. The pattern of female achievements being stolen, overwritten, or straight-up ignored is as old as time. Authors Kaitlin Culmo and Emily McDermott reclaim the work of these heroines and offer reminders of what we lose when we don't question history as it has been written.

It is easy to spend money when you have a credit card or a loan. But it is also easy to spend or borrow more than you can afford. How can you use credit responsibly? How can you avoid going into debt? Listen to this audiobook to understand how credit works.

The world’s most reluctant reader, Charlie Joe Jackson, is becoming an expert in extra credit. How is that possible? His report card is so grim that Charlie Joe has promised his parents that he’ll get straight As so they won’t send him to an academic summer camp. Now, instead of finagling ways to get out of reading, Charlie Joe is staying late after school, posing for art class, and even acting in a school play about the inventor of paper towels...all while falling for the new girl in town! If there’s one thing Charlie Joe is discovering, it’s that extra credit can definitely make your life extra complicated.

Lucy is over-the-moon excited when her aunt gives her a card—the plastic kind!—for her birthday. She knows just what to spend it on. But using the card isn’t as easy as Lucy thought, and she leaves the store empty-handed. Can Lucy and her best friend, Julian, figure out how to fix her financial crisis?

Bankruptcy doesn’t have to the be the end of your happiness and security. Let my experience and know-how restore your faith, your peace of mind, and make you money calm. In Money Calm, I take you by the hand as a gentle guide to help you navigate the emotional waves of bankruptcy. I journey with you to financial peace as I share my own financial disaster, lessons learned, and practical tips I gathered on my own path from bankruptcy to financial abundance.

My First Step to a Successful Credit Score for Teens and Beginners is all about mastering the basics of your personal finances and investing. With step-by-step guides for budgeting, understanding your credit score and ranking system, investing in crypto, stocks, and more, we have it all! The world of finances no longer needs to be a puzzle, and by the time you are done, you will have an understanding of the basics of boosting your credit score and improving your overall financial well-being. It also focuses on difficult matters such as debt, building a portfolio, and more!

Every day across America, consumers face issues with credit cards, mortgages, car loans, and student loans. When they are cheated or mistreated, all too often they hit a brick wall against the financial companies. People are fed up with being run over by big corporations, and few have the resources or expertise to fight back on their own. It is no wonder consumers feel powerless: they are outgunned every step of the way. Since 1970, the financial industry has doubled in size. It is the biggest source of campaign contributions....

Plastic surgery has become the answer for many Americans, and in American Plastic sociologist Laurie Essig explores how we arrived at this particular solution. Over the last decade there has been a 465 percent increase in cosmetic work, and we now spend over $12 billion annually on procedures like liposuction, face-lifts, tummy tucks, and boob jobs.

For decades, immigrants have flocked to the United States of America, inspired by its spirit of freedom and equal opportunity. However, many fail to consider the barriers they may have to face when looking for entrepreneurial avenues. Financial Literacy for Immigrant Entrepreneurs is grounded in research, taking its roots from the state of financial literacy in immigrants of African descent in the United States. It lays out the financial system, which hurdles one might encounter, and possible resources that may aid immigrants during their quest for upward social mobility.