Mortgage Finance

If you're serious about buying your first, second, or third property that you currently have your eyes on, then Keep Calm and Mortgage On may just be the most important finance audiobook you'll ever listen to.

Securing the roof over your head is the safest money move you can make. And it's far easier when you know the shortcuts, structures and strategies that I do. Better still, record-low interest rates mean it's never been cheaper. You have a once-in-a-lifetime window to get mortgage-free fast and for far less. We're here to tell you, firsthand, that owning your home outright is a bloody beautiful, freeing feeling. In these chapters, generous families from all over the country divulge - for you - the surprisingly painless ways they've beat a mortgage.

Taking out a mortgage to purchase real estate is a huge decision, one that could affect your family's finances for years to come. This easy-to-follow guide explains how to secure the best and lowest-cost mortgage for your unique situation. Whether you select a 15- or 30-year mortgage, you'll get all the tips and tricks you need to pay it off faster - shortening your payment schedule and saving your hard-earned cash.

In this newly updated 2018 edition, authors Clayton and Natali Morris help you beat the system by paying down your home loan and saving hundreds of thousands of dollars in interest payments along the way. This step-by-step system only works with understanding and a disciplined plan. Clayton and Natali give you that by breaking it all down for you in this book. They arm you with the knowledge, inspiration, and several game plan options to free yourself from the dead weight of your mortgage.

Learn from everyday Aussie success stories and get the strategies you need to reach your goal of home ownership sooner. The Australian Guide to Buying Your First Home is an indispensable handbook for assessing affordability, setting realistic goals and taking control of your future.

How many more decades before your mortgage is paid off? How many tens of thousands of dollars in interest will you pay between now and then? This book shows how to free yourself. Anita Bell and her husband, Jim, paid off a three-bedroom brick home on a combined income of less than $50,000 when interest rates were at 17%.

Be the Better Broker is a series of books that teaches the core principles of successful mortgage brokering. This volume focuses on the traits, habits, and skills to start forming before you enter the business. This is the top producer starter kit.

Buying your first home can be stressful and leave you confused and anxious, wondering if you are making the right choice. In fact, 70 percent of people in one survey stated they have at least one regret in their home-buying experience, and much of this can be attributed to not being knowledgeable about what to expect ahead of time. By discovering the seven-step process outlined in this book, you will save yourself from many headaches and be part of the 30 percent who have no regrets about their home purchase.

Mortgages are a necessary evil. In order for us to buy homes for our families, most of us have to borrow an eye watering amount of money that is generally paid off at the mortgage company’s pace and on their terms - rather than at our own. Goodbye Mortgage! seeks to explain the simple principals that can be applied over time that will help you dramatically reduce your mortgage balance, thereby saving you thousands, even tens of thousands in mortgage payments.

Built on foundations set in the previous two volumes, Be the Better Broker, Volume 3 is a detailed, step-by-step guide to the client-broker experience. From the opening question - "What's your best rate?" - to the two magic words - "File Complete!" - this book will give you access to the processes, scripts, and strategies used during hundreds of conversations addressing application intake, overcoming objections, the signing of the mortgage commitment, compliance, and insurance documents.

Whether you are a rookie or an established broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally.

"IT'S DIFFICULT TO GET A MORTGAGE IF YOU'RE SELF-EMPLOYED" While this is true, being properly prepared and knowing what lenders are looking for can greatly improve your access to the finance you require. The Self-Employed Mortgage Guide will show you how to: Calculate approximately how much you can borrow and understand how lenders assess income, Know what documents you may need and how they impact your chances of success, Create a preparation plan 12 to 24 months in advance of applying to buy or refinance.

Millions of women want to create financial stability and abundance in their lives, but they don't know how. They are stuck in overwhelming confusion and guilt, driven by internalized "money stories" that have nothing to do with what is really possible. As the founder of DailyWorth.com, a financial media and education platform, Amanda Steinberg encounters these smart, ambitious women every day. With this book she helps them face their money stories head on and wake up to the prosperity that awaits them.

One of the most important decisions that you can make is buying a home and taking out a mortgage to pay for the house. The decisions you make on your mortgage will have financial ramifications for years to come. If you find yourself overwhelmed and confused by all the mortgage terms out there, don’t worry because you’re not alone. Getting a mortgage can be a complicated process, made worse by all the unfamiliar terminology your mortgage lender might use.

All About Buy to Let Mortgages tells you all you need to know about getting the best from using buy-to-let mortgages to buy UK investment property. Whether you want to buy one property or many (even growing it to a considerable property empire), the choice is yours when you know how to find the best mortgage deals offering cheap property finance.

“Why rent when you can buy?” More than any other, this phrase captures the overwhelmingly unanimous promotion of home ownership to Canadians. Real estate agents, mortgage brokers, family, friends, and even the government promote ownership as a safe, attractive, and sure-fire path to personal wealth. This one-size-fits-all advice ignores the reality of Canada’s housing market. Canadians deserve better advice.

Keep your hard-earned cash with Reducing Your Taxes for Dummies. It's full of year-round opportunities for reducing your tax burden and paying less in taxes each year.

Plan! Strategize! Build wealth! Be proactive in your quest to live the life you dream of. Learn how to understand what you’re really buying, and dodge the traps of spruikers and their dreaded up-sell techniques. Understand property, contract and loans types, savings that can be made on taxation, and how to avoid the pitfalls of rental property investment before you make the purchase. Get to know the rationale behind out-performing suburbs and many different strategies, and wonder why nobody ever explained to you that there is a process.

How many more decades before your mortgage is paid off? How many tens of thousands of dollars in interest will you pay between now and then? This book shows how to free yourself. Anita Bell and her husband, Jim, paid off a three-bedroom brick home on a combined income of less than $50,000 when interest rates were at 17%. And they did it in three years.

Buying a house is more than just making your dream a reality. It’s about ensuring that you make the right choices. Then, the purchase will be the best thing you’ve ever bought for yourself! Research shows that 64 percent of adults have at least one regret about purchasing their current home. If you don’t want to be a part of these statistics, then you’ve got to listen to The Ultimate Homeownership Guide! This is more than just a guide to how to become a homeowner. It’s a comprehensive analysis of what it takes to own the house of your dreams the right way.