The 2025 property market is off and running! Emily and John break down what’s happening on the ground, from auction clearance rates and buyer sentiment to interest rate cuts and what they mean for homebuyers and investors. Plus, the surprising trends in first homebuyer competition and whether now is really the right time to buy.

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

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The RBA has finally cut rates! John and Rach from Sphere Home Loans break down what it means for buyers, investors, and existing mortgage holders. They touch on:

👉🏻 how much borrowing power has changed

👉 whether investors are jumping back in

👉🏼 what first home buyers should do now

👉🏽 the possible changes to HELP debt and borrowing capacity

Need a mortgage broker? Connect with the team at Sphere Home Loans here

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

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Imagine saving for years, buying a property…then losing $50k in the blink of an eye. That’s exactly what happened to Adam. He joins John to share how a too good to be true property deal went south fast and the red flags he wished he'd paid more attention to.

Want a clarity call with John about your situation? Book here

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.envisageproperty.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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Buying a home or investment? Don’t make these 6 common mistakes! John and Em share tips that could save you a fortune.

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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In today's chat, John and Em tackle your property questions and unpack a crucial ATO rule change that could impact sellers. They touch on:

👉🏻 why sellers now need an ATO clearance certificate (Learn more here)

👉 upsizing: is it worth taking on more debt?

👉🏼 the increase in home insurance premiums

👉🏽 shares vs property

👉🏾 should you pay off a smaller loan first or tackle the biggest debt?

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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Is buying in bushfire or flood zones worth the risk? John and Emily discuss how to weigh the pros and cons, from property values and insurance premiums to essential precautions that can protect your home.

Articles and resources mentioned in the chat:

https://www.architectureanddesign.com.au/features/list/bushfire-proof-house-design

https://www.afr.com/policy/economy/how-the-bom-s-weather-forecast-error-cost-millions-20240116-p5exku

https://www.afr.com/world/north-america/why-some-homes-survived-the-la-fires-20250114-p5l44e

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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In today's episode Em and John unpack your questions, touching on:

👉🏻 standalone homes vs townhouses: which performs better?

👉 do energy-efficient renos like double glazing add value?

👉🏼 putting money in the offset account vs making extra repayments

👉🏽 timing investments and tax strategies for property owners

👉🏾 lifestyle considerations when buying or selling property

Book a clarity call with John here

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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Today we're diving into the world of commercial property with expert guest, Matthew Wallace who also happens to be Em's dad! With years of experience as a commercial real estate agent, Matthew shares his insights on:

👉 residential vs commercial: bigger risks, bigger rewards?

👉🏻 top tips for first-time commercial property investors

👉🏾 finding locations with long-term potential

👉🏽 the impact of COVID on commercial real estate

👉🏿 minimising vacancy periods and managing tenant relationships

👉🏽 and what type of property would suit an entry-level investment

Are you a commercial property investor interested on being interviewed? Email the team here!

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.