• Unlocking Hidden Returns: How Mortality Credits Boost Retirement Income

  • Feb 19 2025
  • Length: 26 mins
  • Podcast

Unlocking Hidden Returns: How Mortality Credits Boost Retirement Income

Listen for free

View show details

  • Summary

  • How using a deferred income annuity can increase retirement income compared to an immediate annuity or a bond ladder.

    Topics covered include:

    • How immediate annuities and deferred income annuities work
    • What are mortality credits, and why they are a key diversifier
    • Examples of how mortality credits lead to a 1% to 1.5% higher annualized return over several decades
    • How to decide whether an annuity is right for you


    Episode Sponsors

    NetSuite

    LinkedIn Jobs – Use this link to post your job for free on LinkedIn Jobs

    Insiders Guide Email Newsletter

    Get our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter

    Our Premium Products

    Asset Camp

    Money for the Rest of Us Plus

    Show Notes

    Post: No, really. Deferred income annuities (DIAs) are superior to SPIAs in every way by Boglehead User "GoWithTheCashFlow"—Bogleheads

    Actuarial Life Table—SSA

    TIPSLadder

    Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement by Wade D. Pfau—Retirement Researcher

    Related Episodes

    464: More Ways to Lock in Higher Yields in Case Interest Rates Fall

    455: Easier Investing, Richer Life: TIPS Ladders to Annuities

    407: Worry-Free Retirement Investing

    279: Why All Retirees Should Consider an Income Annuity

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
    Show More Show Less
Show More Show Less

What listeners say about Unlocking Hidden Returns: How Mortality Credits Boost Retirement Income

Average Customer Ratings

Reviews - Please select the tabs below to change the source of reviews.

Audible.com.au reviews

Amazon Reviews
No Reviews are Available
In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.