Welcome back to another episdoe of Tip of the Spear! This week, VA Loan Specialist Arielle Best is joining us to talk everything student loans. Debt is a huge factor in the mortgage process, it can determine your interest rate, approval amount, and more! Arielle is going through everything you need to know about buying a home while encumbered by student loan debt. Check it out! 

Welcome back to another episode of Tip of the Spear Powered by UMortgage! In today's episode, VA loan expert Kristi Gibb is introducing you to something unique to VA loans. When you're starting your mortgage process to purchase a home, you have the option to borrow up to an additional $6,000 to upgrade your home's energy efficiency. Give it a listen and start using your veteran benefits! 

Welcome back to another episode of Tip of the Spear Powered by UMortgage! In today’s episode, VA Loan Expert Jimmy Hobson is sharing some of the most obscure housing situations he’s come across in his years as a Loan Officer. When starting your homebuying process, there’s a number of atypical homes you may come across - barndominiums, tiny homes, manufactured homes, and so much more. At the end of the day, they can all be your dream home, but the scenario with your mortgage might look a little different! Tune in to hear Jimmy’s suggestions to how you can navigate your mortgage scenario.  

Welcome back to another episode of Tip of the Spear Powered by UMortgage! In today’s episode, VA Loan Expert Arthur Brison is sharing everything you need to know about purchasing a home while deployed. Homeownership should be accessible to everyone, and it doesn’t stop at deployment! You’re still able to reap the benefits of building your net worth in a real estate investment, there are just a few different pieces to the puzzle. Check it out! 

Welcome back to another episode of Tip of the Spear Powered by UMortgage! In today’s episode, VA Loan Expert Kristi Gibb is sharing everything you need to understand about analyzing your credit report before getting started with the mortgage process. Credit cards, student loan debt, and late payments are one of the many factors on your report that can influence your approval odds, interest rates, monthly mortgage payments, and so much more! Tune in to see what you need to know about your credit report!

Welcome back to another episode of Tip of the Spear Powered by UMortgage! In today’s episode, VA Loan Expert Tyelr Carlston is here to save you money on your monthly mortgage payment. When working with your loan officer, there’s a lot of items that you can work together with to get you the best deal on your home loan. From finding the best interest rate, the downpayment that works best for you, and more, Tyler is here to help make homeownership affordable for you - check it out!

Welcome back to another episode of Tip of the Spear Powered by UMortgage! In today’s episode, VA Loan Expert Mike Alberico is breaking it down simple… what do all of these acronyms means in the mortgage process? There’s a lot of industry jargon tossed around in the process, from your COE, LOX, DTI, LTV, and so much more. Follow along as Mike goes through the vocabulary you need to know to make sure you’re understanding what’s happening in while you’re applying for your mortgage. Tune in!

Welcome back to another episode of Tip of the Spear! This week, VA Loan Specialist Arthur Brison is giving you the scoop on mortgage co-signers. If you don’t qualify for a mortgage, it’s not uncommon to have someone co-sign for you. Having a co-signer can increase your odds of approval, or even get you approved with a lower interest rate. When it comes to VA loans, co-signing is still an option, but it can get a little trickier. Check out today’s video to learn how you can get a co-signer, and who’s eligible to be on your VA loan!