Thoughtful Planning

By: Santiago and Honey Bueno
Listen for free

  • Summary

  • Life doesn’t always go as expected. That’s why planning for contingencies is so important. The Thoughtful Planning podcast will help you understand why having these conversations, and making these decisions are so important. Putting a plan in place gives your family peace of mind knowing and understanding your choices. Reduce stress and anxiety about finances, insurance, and your final wishes. Husband and wife hosts Santiago and Honey Bueno share the steps they’ve taken and explain the questions they are still considering. Create a plan now, while you’re able to thoughtfully consider how you’d like things handled. Santiago and Honey share advice with compassion and understanding. They know that hard conversations need to happen, but you don’t have to be alone as you begin your planning Journey.
    @Legacy Toolkit LLC 2024
    Show More Show Less
Show More Show Less
Episodes
  • Life Insurance or Pre-Planning? What’s Right for You? - S2EP35

    Life Insurance or Pre-Planning? What’s Right for You? - S2EP35
    Feb 11 2025
    In this episode of Thoughtful Planning, hosts Honey and Santiago sit down with Pattie Trujillo, a life insurance agent and pre-planning specialist from Sensible Planning. They discuss the key differences between life insurance and funeral pre-planning policies, debunk common misconceptions, and help listeners understand which option may be best for them. Pattie shares expert insights on the financial and emotional benefits of pre-planning, as well as key considerations for veterans and their families. Disclaimer: This episode is for educational purposes only and does not constitute legal, financial, or insurance advice. Always consult with a qualified professional for guidance on your specific situation. Essential Question: Should you buy a life insurance policy or a pre-planning policy? What are the key differences between them? Episode Highlights: Life Insurance vs. Pre-Planning: Understanding the core differences and which one protects your family best. Financial Burden on Loved Ones: How pre-planning locks in today’s prices to prevent future financial stress. Hidden Costs of Funerals: Uncovering unexpected expenses like cemetery plots, honorariums, and transportation. Veteran Benefits: What military families need to know about VA burial benefits and pre-planning options. The Importance of Communication: Why discussing your final wishes with family is crucial to avoiding confusion and extra costs. The Role of Travel Insurance: How a simple policy can save thousands if a loved one passes away while traveling. Changing Your Plans: What happens if your preferences change over time? Is it easy to adjust a pre-planning policy? Advice from Pattie Trujillo: Don’t Rely Solely on Employer-Provided Life Insurance: Once you retire or leave your job, you lose that policy. Tell Your Family About Your Plans: Keeping funeral and burial arrangements a secret can create stress and financial strain. Consider a Travel Protection Plan: If you travel often, an affordable policy can cover transportation costs in case of death while away from home. Work with a Funeral Home You Trust: Choose one that aligns with your budget and values. Conclusion: Planning for the inevitable may not be easy, but taking proactive steps can save your loved ones stress, financial burden, and uncertainty. Whether it’s a life insurance policy, a pre-planning policy, or a combination of both, understanding your options ensures your final wishes are honored. Connect with Pattie Trujillo: Facebook: Sensible Planning Phone: 726-224-4274 Email: sensibleplanning.pattie@gmail.com Address: 1818 S. New Braunfels Ste 204, San Antonio, TX 78210 Connect with Thoughtful Planning: Website: Legacy Toolkit Email: info@legacytoolkit.com Facebook: Legacy Toolkit LinkedIn: Legacy Toolkit Thank You for Listening! Subscribe to Thoughtful Planning on your favorite podcast platform and leave a review. Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show More Show Less
    51 mins
  • Lessons from Extremis: Why Clear Directives Matter S2EP34

    Lessons from Extremis: Why Clear Directives Matter S2EP34
    Jan 28 2025
    In this episode of Thoughtful Planning, Honey and Santiago build upon the topics from the last two episodes by exploring the emotional and logistical challenges of advanced care planning through a visual lens. Inspired by the powerful Netflix documentary Extremis, they discuss how watching scenarios play out can help individuals and families better understand and prepare for healthcare decisions. This episode serves as a companion to prior episodes, offering a visual alternative for those who find it helpful in processing complex scenarios. Disclaimer: The information in this podcast is for educational purposes only and does not constitute legal or medical advice. Please consult with a qualified professional for decisions related to your health or legal planning. Essential Question: How can a visual representation like the documentary Extremis help individuals and families make more informed advanced care decisions? Episode Highlights: What is Extremis? Extremis is a 24-minute Netflix documentary that captures the real-life challenges faced by families and healthcare providers in the ICU. Honey and Santiago discuss its emotional depth and relevance to advanced care planning. Why Visual Learning Matters: This episode focuses on how seeing real-life scenarios, like those in Extremis, can complement advice from resources and discussions covered in previous episodes. It provides a deeper understanding for visual learners who may need to see the emotional and logistical impacts of unclear directives. Key Lessons from the Film: The emotional toll on families forced to make life-or-death decisions without guidance. The role of advanced care directives in easing the decision-making process. The importance of balancing quality of life with quantity of time. Personal Stories: Honey and Santiago share their own experiences, including Santiago’s father’s passing, which was made smoother by clear directives from his mother. Steps to Take Today: Reflect on your own values: What matters most to you in a healthcare crisis? Have honest conversations with loved ones and healthcare providers. Use resources like Five Wishes or state-specific advance directive forms to formalize your decisions. Share your directives with your family and register them with your healthcare provider or hospital. Advice from Honey and Santiago: Honey: "Don’t let your family guess. Make your wishes known to remove guilt and reduce stress." Santiago: "Having clear directives is a gift to your loved ones. It provides clarity and comfort when they need it most." Conclusion: This episode underscores the value of proactive planning. Watching Extremis can serve as a catalyst for meaningful conversations with loved ones. For those who prefer visual representations, this documentary can help guide discussions that complement advice shared in prior episodes. Take the first step today to document your wishes and share them with those who need to know. Resources Mentioned in This Episode: Extremis on Netflix: https://www.netflix.com/title/80106307 Five Wishes: https://www.fivewishes.org/ AARP Advance Directives by State: https://www.aarp.org/caregiving/financial-legal/free-printable-advance-directives/ Related Thoughtful Planning Podcast Episodes: S2EP32: If You’re Incapacitated, Who Will Speak for You? S2EP33: Planning for Dementia and Mental Health Connect with Thoughtful Planning: Website: Legacy Toolkit Email: info@legacytoolkit.com Facebook: Legacy Toolkit LinkedIn: Legacy Toolkit Thank You for Listening! Subscribe to Thoughtful Planning on your favorite podcast platform and leave a review. Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show More Show Less
    17 mins
  • Planning for Dementia and Mental Health - S2EP33

    Planning for Dementia and Mental Health - S2EP33
    Jan 14 2025
    In this episode of Thoughtful Planning, Honey and Santiago explore the vital importance of planning for dementia and mental health challenges. From understanding psychiatric advance directives to crafting dementia-specific care plans, they provide actionable steps and resources to help you prepare for the unexpected. Join them as they share stories, tools, and insights to navigate these critical aspects of end-of-life planning. Disclaimer: The information in this podcast is for educational purposes only and does not constitute legal or medical advice. Please consult with a qualified professional for decisions related to your health or legal planning. Essential Question: What steps can you take today to plan for a future where dementia or mental health challenges may affect your ability to make decisions? Episode Highlights: Psychiatric Advance Directives: What they are, why they matter and how to create one tailored to your needs. Includes details about the Texas Declaration for Mental Health Treatment (DMHT) and resources for other states. Dementia Directives: How these documents help guide care during mild, moderate and severe stages of dementia. Includes tips for incorporating these preferences into existing advanced directives. Real-Life Scenarios: Honey and Santiago share stories and scenarios to illustrate the emotional and practical impact of planning. Tools and Resources: Interactive tools like Compassion and Choices’ Dementia Values and Priorities Tool and the Conversation Project’s caregiver guide. Choosing Advocates: Why selecting the right advocate is crucial and how to approach this sensitive conversation. Advice for Listeners: Start Early: Planning before a diagnosis allows for clearer decisions and reduces stress on yourself and loved ones. Communicate Openly: Discuss your wishes with family and chosen advocates to ensure they understand your preferences. Review and Update Regularly: Keep your directives up-to-date as situations and preferences evolve. Conclusion: Planning for dementia and mental health challenges may feel overwhelming, but it’s a critical step in securing your future and providing peace of mind for loved ones. These conversations are tough but essential. Take the first step today to ensure your wishes are respected. Resources Mentioned in This Episode: National Resource Center on Psychiatric Advance Directives: https://nrc-pad.org/states/ Texas Declaration for Mental Health Treatment: https://www.hhs.texas.gov/regulations/forms/advance-directives/declaration-mental-health-treatment-dmht Compassion and Choices Dementia Values and Priorities Tool: https://compassionandchoices.org/dementia-values-tool/ Dementia Directive: https://dementia-directive.org/ The Conversation Project, Guide for Caregivers of People with Alzheimer's/Other Dementias: https://theconversationproject.org/ Connect with Thoughtful Planning: Website: Legacy Toolkit Facebook: Legacy Toolkit LinkedIn: Legacy Toolkit Thank You for Listening! Subscribe to Thoughtful Planning on your favorite podcast platform and leave a review. Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show More Show Less
    18 mins

What listeners say about Thoughtful Planning

Average Customer Ratings

Reviews - Please select the tabs below to change the source of reviews.

Audible.com.au reviews

Amazon Reviews
No Reviews are Available
In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.