Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.
Transparent. Data-driven. No hype.
🔔 Get Your Rate & Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)
Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs
📈 RateWatch 2.0 — Get Rate Alerts
Get notified when your target rate hits:
👉 https://TheRateUpdate.com/ratewatch
📞 Free Strategy Call
Talk through your options — no pressure:
👉 https://shorturl.at/SCIGL
❓ Ask Dan a Mortgage Question
Submit your scenario for a future show:
👉 https://TheRateUpdate.com/ask-dan
📝 Apply — One App • One Credit Pull • 30+ Lenders
👉 https://257781.my1003app.com/246527/register
🧮 Mortgage Calculators
🏠 Home Affordability Calculator
Find your real buying power:
👉 https://friodan.gumroad.com/l/lyxvnp
💳 Refinance & Debt Consolidation Analyzer
Lower payments, consolidate debt, or both:
👉 https://friodan.gumroad.com/l/ovvwug
⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)
See if waiting for lower rates is costing you:
👉 https://friodan.gumroad.com/l/rjtvn
💵 Mortgage Cost & Break-Even Calculator
Understand closing costs, break-even, and true ROI:
👉 https://friodan.gumroad.com/l/tgvrz
📺 Follow The Rate Update
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LinkedIn — https://www.linkedin.com/in/danfrio
X (Twitter) — https://twitter.com/therateupdate
⚖️ Compliance
Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781
The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.
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