Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate & Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs

📈 RateWatch 2.0 — Get Rate Alerts

Get notified when your target rate hits:
👉 https://TheRateUpdate.com/ratewatch

📞 Free Strategy Call

Talk through your options — no pressure:
👉 https://shorturl.at/SCIGL

❓ Ask Dan a Mortgage Question

Submit your scenario for a future show:
👉 https://TheRateUpdate.com/ask-dan

📝 Apply — One App • One Credit Pull • 30+ Lenders

👉 https://257781.my1003app.com/246527/register

🧮 Mortgage Calculators
🏠 Home Affordability Calculator

Find your real buying power:
👉 https://friodan.gumroad.com/l/lyxvnp

💳 Refinance & Debt Consolidation Analyzer

Lower payments, consolidate debt, or both:
👉 https://friodan.gumroad.com/l/ovvwug

⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

See if waiting for lower rates is costing you:
👉 https://friodan.gumroad.com/l/rjtvn

💵 Mortgage Cost & Break-Even Calculator

Understand closing costs, break-even, and true ROI:
👉 https://friodan.gumroad.com/l/tgvrz

📺 Follow The Rate Update

YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

X (Twitter) — https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate & Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs

📈 RateWatch 2.0 — Get Rate Alerts

Get notified when your target rate hits:
👉 https://TheRateUpdate.com/ratewatch

📞 Free Strategy Call

Talk through your options — no pressure:
👉 https://shorturl.at/SCIGL

❓ Ask Dan a Mortgage Question

Submit your scenario for a future show:
👉 https://TheRateUpdate.com/ask-dan

📝 Apply — One App • One Credit Pull • 30+ Lenders

👉 https://257781.my1003app.com/246527/register

🧮 Mortgage Calculators
🏠 Home Affordability Calculator

Find your real buying power:
👉 https://friodan.gumroad.com/l/lyxvnp

💳 Refinance & Debt Consolidation Analyzer

Lower payments, consolidate debt, or both:
👉 https://friodan.gumroad.com/l/ovvwug

⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

See if waiting for lower rates is costing you:
👉 https://friodan.gumroad.com/l/rjtvn

💵 Mortgage Cost & Break-Even Calculator

Understand closing costs, break-even, and true ROI:
👉 https://friodan.gumroad.com/l/tgvrz

📺 Follow The Rate Update

YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

X (Twitter) — https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate & Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs

📈 RateWatch 2.0 — Get Rate Alerts

Get notified when your target rate hits:
👉 https://TheRateUpdate.com/ratewatch

📞 Free Strategy Call

Talk through your options — no pressure:
👉 https://shorturl.at/SCIGL

❓ Ask Dan a Mortgage Question

Submit your scenario for a future show:
👉 https://TheRateUpdate.com/ask-dan

📝 Apply — One App • One Credit Pull • 30+ Lenders

👉 https://257781.my1003app.com/246527/register

🧮 Mortgage Calculators
🏠 Home Affordability Calculator

Find your real buying power:
👉 https://friodan.gumroad.com/l/lyxvnp

💳 Refinance & Debt Consolidation Analyzer

Lower payments, consolidate debt, or both:
👉 https://friodan.gumroad.com/l/ovvwug

⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

See if waiting for lower rates is costing you:
👉 https://friodan.gumroad.com/l/rjtvn

💵 Mortgage Cost & Break-Even Calculator

Understand closing costs, break-even, and true ROI:
👉 https://friodan.gumroad.com/l/tgvrz

📺 Follow The Rate Update

YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

X (Twitter) — https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate & Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs

📈 RateWatch 2.0 — Get Rate Alerts

Get notified when your target rate hits:
👉 https://TheRateUpdate.com/ratewatch

📞 Free Strategy Call

Talk through your options — no pressure:
👉 https://shorturl.at/SCIGL

❓ Ask Dan a Mortgage Question

Submit your scenario for a future show:
👉 https://TheRateUpdate.com/ask-dan

📝 Apply — One App • One Credit Pull • 30+ Lenders

👉 https://257781.my1003app.com/246527/register

🧮 Mortgage Calculators
🏠 Home Affordability Calculator

Find your real buying power:
👉 https://friodan.gumroad.com/l/lyxvnp

💳 Refinance & Debt Consolidation Analyzer

Lower payments, consolidate debt, or both:
👉 https://friodan.gumroad.com/l/ovvwug

⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

See if waiting for lower rates is costing you:
👉 https://friodan.gumroad.com/l/rjtvn

💵 Mortgage Cost & Break-Even Calculator

Understand closing costs, break-even, and true ROI:
👉 https://friodan.gumroad.com/l/tgvrz

📺 Follow The Rate Update

YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

X (Twitter) — https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Join Dan Frio for FED LIVE — instant reaction and expert analysis following the Federal Reserve’s latest rate decision.

We’ll break down:
• What the Fed just announced
• How markets are responding in real time
• What this means for mortgage rates and housing
• The short-term and long-term outlook for homebuyers and homeowners

If you want clear, no-hype guidance on how today’s Fed decision affects your financial future, this live session is for you.

📺 Watch on YouTube:
https://www.youtube.com/@TheRateUpdatewithDanFrio

📅 Schedule a Consultation:
https://TheRateUpdate.com

Get informed. Get prepared. Get ahead.

— Dan Frio
The Rate Update

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate & Tools

RateWatch 2.0
Get alerts when your target rate hits
👉 https://TheRateUpdate.com/ratewatch

Free Strategy Call
Talk through your options — no pressure
👉 https://shorturl.at/SCIGL

Ask Dan a Mortgage Question
Submit your scenario for a future show
👉 https://TheRateUpdate.com/ask-dan

Apply — One App • One Credit Pull • 30+ Lenders
👉 https://257781.my1003app.com/246527/register

🧮 Calculators

Affordability Calculator
What price range actually makes sense?
👉 https://friodan.gumroad.com/l/lyxvnp

Refinance & Debt Consolidation Analyzer
Lower payments, consolidate debt, or both
👉 https://friodan.gumroad.com/l/ovwvug

Refinance Savings Calculator
See how much you could save by refinancing
👉 https://friodan.gumroad.com/l/rjtvn

Cost of Refinancing Calculator
Break down closing costs, breakeven, and true ROI
👉 https://friodan.gumroad.com/l/tgvrz

📺 Follow The Rate Update

YouTube — https://www.youtube.com/@TheRateUpdate
Instagram — https://instagram.com/therateupdate
TikTok — https://tiktok.com/@therateupdate
Facebook — https://facebook.com/therateupdate
LinkedIn — https://www.linkedin.com/in/danfrio
X (Twitter) — https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp NMLS# 257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate & Tools

RateWatch 2.0
Get alerts when your target rate hits
👉 https://TheRateUpdate.com/ratewatch

Free Strategy Call
Talk through your options — no pressure
👉 https://shorturl.at/SCIGL

Ask Dan a Mortgage Question
Submit your scenario for a future show
👉 https://TheRateUpdate.com/ask-dan

Apply — One App • One Credit Pull • 30+ Lenders
👉 https://257781.my1003app.com/246527/register

🧮 Calculators

Affordability Calculator
What price range actually makes sense?
👉 https://friodan.gumroad.com/l/lyxvnp

Refinance & Debt Consolidation Analyzer
Lower payments, consolidate debt, or both
👉 https://friodan.gumroad.com/l/ovwvug

Refinance Savings Calculator
See how much you could save by refinancing
👉 https://friodan.gumroad.com/l/rjtvn

Cost of Refinancing Calculator
Break down closing costs, breakeven, and true ROI
👉 https://friodan.gumroad.com/l/tgvrz

📺 Follow The Rate Update

YouTube — https://www.youtube.com/@TheRateUpdate
Instagram — https://instagram.com/therateupdate
TikTok — https://tiktok.com/@therateupdate
Facebook — https://facebook.com/therateupdate
LinkedIn — https://www.linkedin.com/in/danfrio
X (Twitter) — https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp NMLS# 257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate & Tools

RateWatch 2.0
Get alerts when your target rate hits
👉 https://TheRateUpdate.com/ratewatch

Free Strategy Call
Talk through your options — no pressure
👉 https://shorturl.at/SCIGL

Ask Dan a Mortgage Question
Submit your scenario for a future show
👉 https://TheRateUpdate.com/ask-dan

Apply — One App • One Credit Pull • 30+ Lenders
👉 https://257781.my1003app.com/246527/register

🧮 Calculators

Affordability Calculator
What price range actually makes sense?
👉 https://friodan.gumroad.com/l/lyxvnp

Refinance & Debt Consolidation Analyzer
Lower payments, consolidate debt, or both
👉 https://friodan.gumroad.com/l/ovwvug

Refinance Savings Calculator
See how much you could save by refinancing
👉 https://friodan.gumroad.com/l/rjtvn

Cost of Refinancing Calculator
Break down closing costs, breakeven, and true ROI
👉 https://friodan.gumroad.com/l/tgvrz

📺 Follow The Rate Update

YouTube — https://www.youtube.com/@TheRateUpdate
Instagram — https://instagram.com/therateupdate
TikTok — https://tiktok.com/@therateupdate
Facebook — https://facebook.com/therateupdate
LinkedIn — https://www.linkedin.com/in/danfrio
X (Twitter) — https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp NMLS# 257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.