• S2025 Ep223: ✅ Market Shock This Week — How to Position for What’s Next
    Feb 6 2026

    Market Shock This Week — How to Position for What’s Next

    What just happened in the markets — and what does it mean for your mortgage, home buying plans, and financial strategy?

    In today’s live event, I break down:
    📊 Stock market volatility (Dow, S&P, Nasdaq)
    📉 Bond yields and mortgage rate pressure
    ₿ Bitcoin and risk asset moves
    🏡 What it means for homeowners and buyers
    📈 How to position for the week ahead

    No hype. No noise. Just real data and real guidance.

    🔔 Get Your Rates, Tools & Strategy

    📊 RateWatch 2.1 — Get Rate Alerts
    👉 https://www.therateupdate.com/rate-watch

    📞 Schedule a Free Strategy Call
    👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team

    ❓ Ask Dan a Mortgage Question
    👉 https://www.therateupdate.com/contact

    🧮 TRU Mortgage Calculator Toolkit (Best Value)
    👉 https://friodan.gumroad.com/l/aejabs

    ⚠️ Disclaimer

    This content is for educational purposes only and does not constitute financial, legal, or tax advice. Mortgage programs, rates, and guidelines are subject to change. All loans subject to credit approval.

    Equal Housing Lender | NMLS #246527

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    17 mins
  • S2025 Ep222: Markets Just Flashed a Warning — Here’s How I’m Positioning on Rates
    Feb 6 2026

    Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

    Transparent. Data-driven. No hype.

    🔔 Get Your Rate & Tools
    📊 TRU Mortgage Calculator Toolkit (Best Value)

    Access all of my professional calculators in one place:
    👉 https://friodan.gumroad.com/l/aejabs

    📈 RateWatch 2.0 — Get Rate Alerts

    Get notified when your target rate hits:
    👉 https://TheRateUpdate.com/ratewatch

    📞 Free Strategy Call

    Talk through your options — no pressure:
    👉 https://shorturl.at/SCIGL

    ❓ Ask Dan a Mortgage Question

    Submit your scenario for a future show:
    👉 https://TheRateUpdate.com/ask-dan

    📝 Apply — One App • One Credit Pull • 30+ Lenders

    👉 https://257781.my1003app.com/246527/register

    🧮 Mortgage Calculators
    🏠 Home Affordability Calculator

    Find your real buying power:
    👉 https://friodan.gumroad.com/l/lyxvnp

    💳 Refinance & Debt Consolidation Analyzer

    Lower payments, consolidate debt, or both:
    👉 https://friodan.gumroad.com/l/ovvwug

    ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

    See if waiting for lower rates is costing you:
    👉 https://friodan.gumroad.com/l/rjtvn

    💵 Mortgage Cost & Break-Even Calculator

    Understand closing costs, break-even, and true ROI:
    👉 https://friodan.gumroad.com/l/tgvrz

    📺 Follow The Rate Update

    YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram — https://instagram.com/therateupdate

    TikTok — https://tiktok.com/@therateupdate

    Facebook — https://facebook.com/therateupdate

    LinkedIn — https://www.linkedin.com/in/danfrio

    X (Twitter) — https://twitter.com/therateupdate

    ⚖️ Compliance

    Dan Frio | NMLS #246527
    Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

    The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
    Educational & entertainment purposes only — not financial, legal, or investment advice.

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    8 mins
  • S2025 Ep221: Markets CRASH After Layoffs Surge 205% — Stocks, Bitcoin, Rates… WTF Just Happened?!
    Feb 5 2026

    Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

    Transparent. Data-driven. No hype.

    🔔 Get Your Rate & Tools
    📊 TRU Mortgage Calculator Toolkit (Best Value)

    Access all of my professional calculators in one place:
    👉 https://friodan.gumroad.com/l/aejabs

    📈 RateWatch 2.0 — Get Rate Alerts

    Get notified when your target rate hits:
    👉 https://TheRateUpdate.com/ratewatch

    📞 Free Strategy Call

    Talk through your options — no pressure:
    👉 https://shorturl.at/SCIGL

    ❓ Ask Dan a Mortgage Question

    Submit your scenario for a future show:
    👉 https://TheRateUpdate.com/ask-dan

    📝 Apply — One App • One Credit Pull • 30+ Lenders

    👉 https://257781.my1003app.com/246527/register

    🧮 Mortgage Calculators
    🏠 Home Affordability Calculator

    Find your real buying power:
    👉 https://friodan.gumroad.com/l/lyxvnp

    💳 Refinance & Debt Consolidation Analyzer

    Lower payments, consolidate debt, or both:
    👉 https://friodan.gumroad.com/l/ovvwug

    ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

    See if waiting for lower rates is costing you:
    👉 https://friodan.gumroad.com/l/rjtvn

    💵 Mortgage Cost & Break-Even Calculator

    Understand closing costs, break-even, and true ROI:
    👉 https://friodan.gumroad.com/l/tgvrz

    📺 Follow The Rate Update

    YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram — https://instagram.com/therateupdate

    TikTok — https://tiktok.com/@therateupdate

    Facebook — https://facebook.com/therateupdate

    LinkedIn — https://www.linkedin.com/in/danfrio

    X (Twitter) — https://twitter.com/therateupdate

    ⚖️ Compliance

    Dan Frio | NMLS #246527
    Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

    The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
    Educational & entertainment purposes only — not financial, legal, or investment advice.

    Show More Show Less
    5 mins
  • S2025 Ep220: This ‘Bad’ Jobs Report Is Good News for Buyers
    Feb 5 2026

    Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

    Transparent. Data-driven. No hype.

    🔔 Get Your Rate & Tools
    📊 TRU Mortgage Calculator Toolkit (Best Value)

    Access all of my professional calculators in one place:
    👉 https://friodan.gumroad.com/l/aejabs

    📈 RateWatch 2.0 — Get Rate Alerts

    Get notified when your target rate hits:
    👉 https://TheRateUpdate.com/ratewatch

    📞 Free Strategy Call

    Talk through your options — no pressure:
    👉 https://shorturl.at/SCIGL

    ❓ Ask Dan a Mortgage Question

    Submit your scenario for a future show:
    👉 https://TheRateUpdate.com/ask-dan

    📝 Apply — One App • One Credit Pull • 30+ Lenders

    👉 https://257781.my1003app.com/246527/register

    🧮 Mortgage Calculators
    🏠 Home Affordability Calculator

    Find your real buying power:
    👉 https://friodan.gumroad.com/l/lyxvnp

    💳 Refinance & Debt Consolidation Analyzer

    Lower payments, consolidate debt, or both:
    👉 https://friodan.gumroad.com/l/ovvwug

    ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

    See if waiting for lower rates is costing you:
    👉 https://friodan.gumroad.com/l/rjtvn

    💵 Mortgage Cost & Break-Even Calculator

    Understand closing costs, break-even, and true ROI:
    👉 https://friodan.gumroad.com/l/tgvrz

    00:00 – Intro
    01:23 – Jobs Report Breakdown
    03:45 – Market Reaction
    05:10 – Fed Rate Outlook
    07:08 – Would I Buy?
    09:15 – Final Takeaways

    📺 Follow The Rate Update

    YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram — https://instagram.com/therateupdate

    TikTok — https://tiktok.com/@therateupdate

    Facebook — https://facebook.com/therateupdate

    LinkedIn — https://www.linkedin.com/in/danfrio

    X (Twitter) — https://twitter.com/therateupdate

    ⚖️ Compliance

    Dan Frio | NMLS #246527
    Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

    The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
    Educational & entertainment purposes only — not financial, legal, or investment advice.

    Show More Show Less
    9 mins
  • S2025 Ep219: The Shutdown Ended… Then This Happened to Rates
    Feb 3 2026

    Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

    Transparent. Data-driven. No hype.

    🔔 Get Your Rate & Tools
    📊 TRU Mortgage Calculator Toolkit (Best Value)

    Access all of my professional calculators in one place:
    👉 https://friodan.gumroad.com/l/aejabs

    📈 RateWatch 2.0 — Get Rate Alerts

    Get notified when your target rate hits:
    👉 https://TheRateUpdate.com/ratewatch

    📞 Free Strategy Call

    Talk through your options — no pressure:
    👉 https://shorturl.at/SCIGL

    ❓ Ask Dan a Mortgage Question

    Submit your scenario for a future show:
    👉 https://TheRateUpdate.com/ask-dan

    📝 Apply — One App • One Credit Pull • 30+ Lenders

    👉 https://257781.my1003app.com/246527/register

    🧮 Mortgage Calculators
    🏠 Home Affordability Calculator

    Find your real buying power:
    👉 https://friodan.gumroad.com/l/lyxvnp

    💳 Refinance & Debt Consolidation Analyzer

    Lower payments, consolidate debt, or both:
    👉 https://friodan.gumroad.com/l/ovvwug

    ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

    See if waiting for lower rates is costing you:
    👉 https://friodan.gumroad.com/l/rjtvn

    💵 Mortgage Cost & Break-Even Calculator

    Understand closing costs, break-even, and true ROI:
    👉 https://friodan.gumroad.com/l/tgvrz

    📺 Follow The Rate Update

    YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram — https://instagram.com/therateupdate

    TikTok — https://tiktok.com/@therateupdate

    Facebook — https://facebook.com/therateupdate

    LinkedIn — https://www.linkedin.com/in/danfrio

    X (Twitter) — https://twitter.com/therateupdate

    ⚖️ Compliance

    Dan Frio | NMLS #246527
    Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

    The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
    Educational & entertainment purposes only — not financial, legal, or investment advice.

    Show More Show Less
    7 mins
  • S2025 Ep218: Your Mortgage Rate Just Got Worse (And the Economy Is Why)
    Feb 3 2026

    Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

    Transparent. Data-driven. No hype.

    🔔 Get Your Rate & Tools
    📊 TRU Mortgage Calculator Toolkit (Best Value)

    Access all of my professional calculators in one place:
    👉 https://friodan.gumroad.com/l/aejabs

    📈 RateWatch 2.0 — Get Rate Alerts

    Get notified when your target rate hits:
    👉 https://TheRateUpdate.com/ratewatch

    📞 Free Strategy Call

    Talk through your options — no pressure:
    👉 https://shorturl.at/SCIGL

    ❓ Ask Dan a Mortgage Question

    Submit your scenario for a future show:
    👉 https://TheRateUpdate.com/ask-dan

    📝 Apply — One App • One Credit Pull • 30+ Lenders

    👉 https://257781.my1003app.com/246527/register

    🧮 Mortgage Calculators
    🏠 Home Affordability Calculator

    Find your real buying power:
    👉 https://friodan.gumroad.com/l/lyxvnp

    💳 Refinance & Debt Consolidation Analyzer

    Lower payments, consolidate debt, or both:
    👉 https://friodan.gumroad.com/l/ovvwug

    ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

    See if waiting for lower rates is costing you:
    👉 https://friodan.gumroad.com/l/rjtvn

    💵 Mortgage Cost & Break-Even Calculator

    Understand closing costs, break-even, and true ROI:
    👉 https://friodan.gumroad.com/l/tgvrz

    📺 Follow The Rate Update

    YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram — https://instagram.com/therateupdate

    TikTok — https://tiktok.com/@therateupdate

    Facebook — https://facebook.com/therateupdate

    LinkedIn — https://www.linkedin.com/in/danfrio

    X (Twitter) — https://twitter.com/therateupdate

    ⚖️ Compliance

    Dan Frio | NMLS #246527
    Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

    The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
    Educational & entertainment purposes only — not financial, legal, or investment advice.

    Show More Show Less
    8 mins
  • S2025 Ep217: Something shifted in today's mortgage market—here's what
    Feb 2 2026

    Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

    Transparent. Data-driven. No hype.

    🔔 Get Your Rate & Tools
    📊 TRU Mortgage Calculator Toolkit (Best Value)

    Access all of my professional calculators in one place:
    👉 https://friodan.gumroad.com/l/aejabs

    📈 RateWatch 2.0 — Get Rate Alerts

    Get notified when your target rate hits:
    👉 https://TheRateUpdate.com/ratewatch

    📞 Free Strategy Call

    Talk through your options — no pressure:
    👉 https://shorturl.at/SCIGL

    ❓ Ask Dan a Mortgage Question

    Submit your scenario for a future show:
    👉 https://TheRateUpdate.com/ask-dan

    📝 Apply — One App • One Credit Pull • 30+ Lenders

    👉 https://257781.my1003app.com/246527/register

    🧮 Mortgage Calculators
    🏠 Home Affordability Calculator

    Find your real buying power:
    👉 https://friodan.gumroad.com/l/lyxvnp

    💳 Refinance & Debt Consolidation Analyzer

    Lower payments, consolidate debt, or both:
    👉 https://friodan.gumroad.com/l/ovvwug

    ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

    See if waiting for lower rates is costing you:
    👉 https://friodan.gumroad.com/l/rjtvn

    💵 Mortgage Cost & Break-Even Calculator

    Understand closing costs, break-even, and true ROI:
    👉 https://friodan.gumroad.com/l/tgvrz

    📺 Follow The Rate Update

    YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram — https://instagram.com/therateupdate

    TikTok — https://tiktok.com/@therateupdate

    Facebook — https://facebook.com/therateupdate

    LinkedIn — https://www.linkedin.com/in/danfrio

    X (Twitter) — https://twitter.com/therateupdate

    ⚖️ Compliance

    Dan Frio | NMLS #246527
    Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

    The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
    Educational & entertainment purposes only — not financial, legal, or investment advice.

    Show More Show Less
    11 mins
  • S2025 Ep216: BREAKING: Government Shutdown Returns — What This Means for Mortgage Rates
    Feb 2 2026

    Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

    Transparent. Data-driven. No hype.

    🔔 Get Your Rate & Tools
    📊 TRU Mortgage Calculator Toolkit (Best Value)

    Access all of my professional calculators in one place:
    👉 https://friodan.gumroad.com/l/aejabs

    📈 RateWatch 2.0 — Get Rate Alerts

    Get notified when your target rate hits:
    👉 https://TheRateUpdate.com/ratewatch

    📞 Free Strategy Call

    Talk through your options — no pressure:
    👉 https://shorturl.at/SCIGL

    ❓ Ask Dan a Mortgage Question

    Submit your scenario for a future show:
    👉 https://TheRateUpdate.com/ask-dan

    📝 Apply — One App • One Credit Pull • 30+ Lenders

    👉 https://257781.my1003app.com/246527/register

    🧮 Mortgage Calculators
    🏠 Home Affordability Calculator

    Find your real buying power:
    👉 https://friodan.gumroad.com/l/lyxvnp

    💳 Refinance & Debt Consolidation Analyzer

    Lower payments, consolidate debt, or both:
    👉 https://friodan.gumroad.com/l/ovvwug

    ⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

    See if waiting for lower rates is costing you:
    👉 https://friodan.gumroad.com/l/rjtvn

    💵 Mortgage Cost & Break-Even Calculator

    Understand closing costs, break-even, and true ROI:
    👉 https://friodan.gumroad.com/l/tgvrz

    📺 Follow The Rate Update

    YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram — https://instagram.com/therateupdate

    TikTok — https://tiktok.com/@therateupdate

    Facebook — https://facebook.com/therateupdate

    LinkedIn — https://www.linkedin.com/in/danfrio

    X (Twitter) — https://twitter.com/therateupdate

    ⚖️ Compliance

    Dan Frio | NMLS #246527
    Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

    The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
    Educational & entertainment purposes only — not financial, legal, or investment advice.

    Show More Show Less
    8 mins