Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate & Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs

📈 RateWatch 2.0 — Get Rate Alerts

Get notified when your target rate hits:
👉 https://TheRateUpdate.com/ratewatch

📞 Free Strategy Call

Talk through your options — no pressure:
👉 https://shorturl.at/SCIGL

❓ Ask Dan a Mortgage Question

Submit your scenario for a future show:
👉 https://TheRateUpdate.com/ask-dan

📝 Apply — One App • One Credit Pull • 30+ Lenders

👉 https://257781.my1003app.com/246527/register

🧮 Mortgage Calculators
🏠 Home Affordability Calculator

Find your real buying power:
👉 https://friodan.gumroad.com/l/lyxvnp

💳 Refinance & Debt Consolidation Analyzer

Lower payments, consolidate debt, or both:
👉 https://friodan.gumroad.com/l/ovvwug

⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

See if waiting for lower rates is costing you:
👉 https://friodan.gumroad.com/l/rjtvn

💵 Mortgage Cost & Break-Even Calculator

Understand closing costs, break-even, and true ROI:
👉 https://friodan.gumroad.com/l/tgvrz

📺 Follow The Rate Update

YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

X (Twitter) — https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Inflation just shocked the market.

The latest CPI report came in at 2.4%, lower than expected — while the jobs market remains strong and unemployment stays low.

So now the big question:

👉 Is the Federal Reserve finally ready to cut rates?
👉 What does this mean for mortgage rates?
👉 Should you lock or float right now?

Every day, we pull real pricing from 30+ lenders to show you what you actually qualify for — plus we break down:

• CPI (Consumer Price Index)
• Federal Reserve rate outlook
• Jobs & unemployment data
• Mortgage-Backed Securities (MBS)
• The 10-Year Treasury yield
• Lock vs. Float strategy

Transparent. Data-driven. No hype.

🔔 Get Your Mortgage Rate & Tools
📈 RateWatch 2.0 — Set Your Target Rate

Get notified when rates hit your number:
👉 https://TheRateUpdate.com/ratewatch

📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all my professional-grade calculators in one bundle:
👉 https://friodan.gumroad.com/l/aejabs

🧮 Individual Mortgage Calculators

🏠 Home Affordability Calculator
Find your real buying power:
👉 https://friodan.gumroad.com/l/lyxvnp

💳 Refinance & Debt Consolidation Analyzer
Lower payments, consolidate debt, or both:
👉 https://friodan.gumroad.com/l/ovvwug

⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)
See if waiting is costing you money:
👉 https://friodan.gumroad.com/l/rjtvn

💵 Mortgage Cost & Break-Even Calculator
Understand closing costs & true ROI:
👉 https://friodan.gumroad.com/l/tgvrz

📞 Free Strategy Call

Talk through your options — zero pressure:
👉 https://shorturl.at/SCIGL

❓ Ask Dan a Mortgage Question

Submit your scenario for a future show:
👉 https://TheRateUpdate.com/ask-dan

📝 Apply — One App • One Credit Pull • 30+ Lenders

👉 https://257781.my1003app.com/246527/register

📺 Follow The Rate Update

YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

X (Twitter) — https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Join us LIVE as we compare wholesale mortgage pricing from 30+ lenders in real time.

We’ll break down:
• MBS & 10-Year Treasury movement
• 30-Year Fixed, FHA, VA & Conventional pricing
• Retail vs Wholesale differences
• What rate you may actually qualify for

🏠 Homeowners
🏡 Homebuyers
🏢 Realtors
🏦 Loan Officers

If you want to see how mortgage pricing really works — and how to avoid overpaying — this event is for you.

📊 RateWatch 2.1:
https://www.therateupdate.com/rate-watch

📅 Schedule a Consultation:
https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

▶ Join us on YouTube:
The Rate Update with Dan Frio
https://www.youtube.com/@TheRateUpdatewithDanFrio

🌐 More at: https://www.therateupdate.com

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate & Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs

📈 RateWatch 2.0 — Get Rate Alerts

Get notified when your target rate hits:
👉 https://TheRateUpdate.com/ratewatch

📞 Free Strategy Call

Talk through your options — no pressure:
👉 https://shorturl.at/SCIGL

❓ Ask Dan a Mortgage Question

Submit your scenario for a future show:
👉 https://TheRateUpdate.com/ask-dan

📝 Apply — One App • One Credit Pull • 30+ Lenders

👉 https://257781.my1003app.com/246527/register

🧮 Mortgage Calculators
🏠 Home Affordability Calculator

Find your real buying power:
👉 https://friodan.gumroad.com/l/lyxvnp

💳 Refinance & Debt Consolidation Analyzer

Lower payments, consolidate debt, or both:
👉 https://friodan.gumroad.com/l/ovvwug

⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

See if waiting for lower rates is costing you:
👉 https://friodan.gumroad.com/l/rjtvn

💵 Mortgage Cost & Break-Even Calculator

Understand closing costs, break-even, and true ROI:
👉 https://friodan.gumroad.com/l/tgvrz

📺 Follow The Rate Update

YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

X (Twitter) — https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate & Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs

📈 RateWatch 2.0 — Get Rate Alerts

Get notified when your target rate hits:
👉 https://TheRateUpdate.com/ratewatch

📞 Free Strategy Call

Talk through your options — no pressure:
👉 https://shorturl.at/SCIGL

❓ Ask Dan a Mortgage Question

Submit your scenario for a future show:
👉 https://TheRateUpdate.com/ask-dan

📝 Apply — One App • One Credit Pull • 30+ Lenders

👉 https://257781.my1003app.com/246527/register

🧮 Mortgage Calculators
🏠 Home Affordability Calculator

Find your real buying power:
👉 https://friodan.gumroad.com/l/lyxvnp

💳 Refinance & Debt Consolidation Analyzer

Lower payments, consolidate debt, or both:
👉 https://friodan.gumroad.com/l/ovvwug

⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

See if waiting for lower rates is costing you:
👉 https://friodan.gumroad.com/l/rjtvn

💵 Mortgage Cost & Break-Even Calculator

Understand closing costs, break-even, and true ROI:
👉 https://friodan.gumroad.com/l/tgvrz

📺 Follow The Rate Update

YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

X (Twitter) — https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate & Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs

📈 RateWatch 2.0 — Get Rate Alerts

Get notified when your target rate hits:
👉 https://TheRateUpdate.com/ratewatch

📞 Free Strategy Call

Talk through your options — no pressure:
👉 https://shorturl.at/SCIGL

❓ Ask Dan a Mortgage Question

Submit your scenario for a future show:
👉 https://TheRateUpdate.com/ask-dan

📝 Apply — One App • One Credit Pull • 30+ Lenders

👉 https://257781.my1003app.com/246527/register

🧮 Mortgage Calculators
🏠 Home Affordability Calculator

Find your real buying power:
👉 https://friodan.gumroad.com/l/lyxvnp

💳 Refinance & Debt Consolidation Analyzer

Lower payments, consolidate debt, or both:
👉 https://friodan.gumroad.com/l/ovvwug

⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

See if waiting for lower rates is costing you:
👉 https://friodan.gumroad.com/l/rjtvn

💵 Mortgage Cost & Break-Even Calculator

Understand closing costs, break-even, and true ROI:
👉 https://friodan.gumroad.com/l/tgvrz

📺 Follow The Rate Update

YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

X (Twitter) — https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Market Shock This Week — How to Position for What’s Next

What just happened in the markets — and what does it mean for your mortgage, home buying plans, and financial strategy?

In today’s live event, I break down:
📊 Stock market volatility (Dow, S&P, Nasdaq)
📉 Bond yields and mortgage rate pressure
₿ Bitcoin and risk asset moves
🏡 What it means for homeowners and buyers
📈 How to position for the week ahead

No hype. No noise. Just real data and real guidance.

🔔 Get Your Rates, Tools & Strategy

📊 RateWatch 2.1 — Get Rate Alerts
👉 https://www.therateupdate.com/rate-watch

📞 Schedule a Free Strategy Call
👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team

❓ Ask Dan a Mortgage Question
👉 https://www.therateupdate.com/contact

🧮 TRU Mortgage Calculator Toolkit (Best Value)
👉 https://friodan.gumroad.com/l/aejabs

⚠️ Disclaimer

This content is for educational purposes only and does not constitute financial, legal, or tax advice. Mortgage programs, rates, and guidelines are subject to change. All loans subject to credit approval.

Equal Housing Lender | NMLS #246527

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate & Tools
📊 TRU Mortgage Calculator Toolkit (Best Value)

Access all of my professional calculators in one place:
👉 https://friodan.gumroad.com/l/aejabs

📈 RateWatch 2.0 — Get Rate Alerts

Get notified when your target rate hits:
👉 https://TheRateUpdate.com/ratewatch

📞 Free Strategy Call

Talk through your options — no pressure:
👉 https://shorturl.at/SCIGL

❓ Ask Dan a Mortgage Question

Submit your scenario for a future show:
👉 https://TheRateUpdate.com/ask-dan

📝 Apply — One App • One Credit Pull • 30+ Lenders

👉 https://257781.my1003app.com/246527/register

🧮 Mortgage Calculators
🏠 Home Affordability Calculator

Find your real buying power:
👉 https://friodan.gumroad.com/l/lyxvnp

💳 Refinance & Debt Consolidation Analyzer

Lower payments, consolidate debt, or both:
👉 https://friodan.gumroad.com/l/ovvwug

⏳ Cost-of-Waiting™ Calculator (Refi Now or Wait?)

See if waiting for lower rates is costing you:
👉 https://friodan.gumroad.com/l/rjtvn

💵 Mortgage Cost & Break-Even Calculator

Understand closing costs, break-even, and true ROI:
👉 https://friodan.gumroad.com/l/tgvrz

📺 Follow The Rate Update

YouTube — https://www.youtube.com/@TheRateUpdatewithDanFrio

Instagram — https://instagram.com/therateupdate

TikTok — https://tiktok.com/@therateupdate

Facebook — https://facebook.com/therateupdate

LinkedIn — https://www.linkedin.com/in/danfrio

X (Twitter) — https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | TRU Mortgage Team / PBT Bancorp | NMLS #257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.