In this episode of The Investor's Guide to Joy, Tino Madyara, a seasoned tax professional and real estate investor, shares expert advice on tax strategies for business owners and investors. He highlights the importance of aligning personal and business tax plans to maximize savings, avoid surprises, and navigate complex tax structures. Tino also offers a success story where proactive tax planning saved a business $500,000 during an acquisition, demonstrating the power of strategic decisions in tax management.

Tino Madyara discusses common pitfalls in real estate partnerships, particularly around tax structures and depreciation, and stresses the need for business owners to work closely with a tax professional. Reflecting on his own real estate journey, he encourages investors to find a strategy that aligns with their personal values and long-term goals. This episode provides actionable insights into tax planning, real estate investing, and making informed decisions for financial success.

Highlights of the Podcast

00:08 - Introduction

02:40 - Business Owners' vs. Individuals' Tax Strategies

04:14 - Challenges for Smaller Businesses

07:50 - Success Story: Tax Savings in Acquisitions

09:50 - Advice for Business Owners

12:59 - Real Estate Partnerships and Common Mistakes

15:10 - Working with a Tax Professional

22:26 - Timeline for tax planning

23:50 - Choosing the right tax professional

25:17 - Tino’s real estate investment journey

30:05 - Due diligence and market risks

32:40 - Mindset for investors

In this episode of The Investor's Guide to Joy, Paul Graham and Christion Sadler dive into the secondary real estate market, exploring how it provides investors with the opportunity to unlock equity before the typical 3-5 year lockup period. Christion explains how the Pre-iShare platform facilitates these transactions, offering a marketplace where buyers and sellers can connect. He shares insights into why liquidity is important for investors, whether due to life events or portfolio adjustments, and discusses the challenges of pricing and due diligence in secondary market transactions.

The conversation also delves into the creative possibilities within the secondary market, including structuring deals and negotiating terms, as well as the importance of being an accredited investor. Christion emphasizes the need for transparency, thorough communication, and understanding the risks and opportunities involved. With a focus on secondary market investments, he offers valuable advice on how investors can navigate this evolving space to unlock potential upside and achieve long-term success.

Highlights of the Podcast

00:07 - Introduction

02:32 - Christion's Role & Investor Profiles

04:25 - Investor Situations & Liquidity Needs

07:38 - The Need for a Secondary Market in Real Estate

12:24 - Due Diligence & Market Confidence

13:45 - Valuation & Pricing of Secondary Market Shares

15:44 - Process, Timeline, and Costs for Secondary Sales

18:30 - Buying and Selling Secondary Market Shares

19:16 - Due Diligence in Secondary Market Investing

22:39 - Benefits of Vintage Investing

25:27 - Types of Real Estate on the Platform

27:55 - Negotiating Secondary Market Transactions

32:43 - Accredited vs. Non-Accredited Investors

34:08 - Accredited Investor Status

35:41 - Secondary Market Benefits

39:08 - Preacher Liquidity Fund

41:45 - Operational Risks

45:18 - Personal Investment Advice

In this episode of The Investor's Guide to Joy, host Paul Graham and Stacy Calvin dive into essential financial strategies for business owners and high-income earners. They explore the benefits of diversifying investments through syndications, optimizing entity structures for tax efficiency, and leveraging income-shifting techniques. Stacy also shares actionable insights on liability protection, proactive financial planning, and the importance of aligning financial decisions with long-term goals.

The value of working with a knowledgeable CPA and provides tips for choosing the right one based on experience, qualifications, and strategic approach. Stacy debunks common myths about tax preparation and highlights how proactive planning can maximize deductions, reduce liabilities, and enhance financial outcomes. Packed with practical advice, this episode is a valuable resource for anyone seeking to optimize their finances and elevate their success.

Highlights of the Podcast

00:08 - Introduction

01:59 - Guest Introduction

02:58 - Investing Personally vs. Through a Business

07:28 - Top Strategies for Larger Businesses

11:58 - Finding the Right CPA

14:21 - Debunking Tax Myths

15:36 - Tax Strategies for Business Owners

17:32 - Real Estate Rules and Myths

20:06 - Trusts and Tax Misconceptions

23:34 - The Importance of Year-End Planning

27:04 - Best Practices for Six-Figure Earners

30:17 - Tailored Strategies for Seven-Figure Earners

31:31 - Diversifying Lifestyle Investments

32:41 - Tax Strategies for High-Income Earners

35:05 - Choosing the Right CPA

38:56 - CPA Fees: Value vs. Cost

44:47 - Mindset Shift: "Knowledge is Power"

45:34 - Closing Remarks