How do you know if you're really winning at investing?

Your portfolio might be up this year, but in a world where money is losing value at 10% annually, even positive returns could mean you're falling behind.

But there's a number that changes everything - your personal hurdle rate. It's the crucial metric that helps you to know if you're actually getting ahead - or just keeping afloat.

In this episode, we break down:

• How to calculate your personal hurdle rate (the return you actually need to win)
• The exact framework Goose & Gabi use to define and exceed their targets
• Strategies to beat your hurdle rate using leverage and market timing effectively

See you on the inside!

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

WATCH ON YOUTUBE:
https://www.youtube.com/live/VrIInoLfZWE?si=eNfNwAmem-Q-tP4I

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Want help to invest in 2025?
Book in a quick chat here and we'll point you in the right direction:
https://bit.ly/3E0wKGa

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

–

Catch Up On Recent Episodes:

Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On?
The RBA Just Changed the Game — Here’s What It Means for You
Hold vs Sell: How to Know When to Take Profits
Bitcoin: Why Every Property Investor Needs to Consider Owning It
Everything You Need To Know About Property Investing Finance
Property Investing In Australia In 2025: What You Need To Know
Investment Strategies for 2025
Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
What You Don’t Know About Money Could Cost You Everything

–

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

There's financial news happening that you’re probably not hearing about.

This week on The Investor Lab, we break down three massive financial stories that could have a huge impact on investors…

Because the world’s financial system is looking shakier than ever:

1. RBA Discovered Fake Gold Reserves in Australia? And the US hasn’t audited its gold reserves since 1953? 🧐
2. Global Liquidity is Rising — but what does that actually mean for investors?
3. Markets are Bleeding — Nasdaq, S&P 500, BTC, everything. What's going on?

Get ready for a rapid-fire breakdown of what’s real, what’s fake, and what it all means for you as an investor.

See you on the inside,

WATCH ON YOUTUBE:
https://youtube.com/live/mNlEEIq1dPg

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RESOURCES & REFERENCES:

Gold & Reserve Assets:

• Fort Knox explainer: Why verifying the US gold reserves matters
• Short: "Where is Australia's gold?"
• RBA Gold Audit Summary
• Gold Reserves by Country

Market Data & Research:

• Global Liquidity Watch by Michael Howell
• Cross Border Capital Research
• Morgan Stanley - 2025 Bond Market Outlook
• Vanguard Fixed Income Perspectives Q1 2025

Live Market Tracking:

• Yahoo Finance - Real-time Market Data
• TradingView - Market Charts

Research Tools:

• Perplexity AI
• Perplexity Deep Research

Key Statistics Mentioned:

• Global Liquidity: $173.61T as of Feb 21, 2025 (4.32% increase in 2 months)
  US Gold Reserves: ~8,000 tons / 147.3M ounces at Fort Knox (last full audit: 1953)

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Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

Want help to invest in 2025?
Book in a quick chat here and we'll point you in the right direction:
https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

–

Catch Up On Recent Episodes:

The RBA Just Changed the Game — Here’s What It Means for You
Hold vs Sell: How to Know When to Take Profits
Bitcoin: Why Every Property Investor Needs to Consider Owning It
Everything You Need To Know About Property Investing Finance
Property Investing In Australia In 2025: What You Need To Know
Investment Strategies for 2025
Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
What You Don’t Know About Money Could Cost You Everything

–

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

It happened.

For the first time since 2020, the Reserve Bank of Australia just cut interest rates.

If you're renting, saving, or paying off a mortgage — this impacts you.
If you buy groceries, travel, or have a credit card — this impacts you.
If you have HECS debt, invest, or just like having money — yep, you guessed it….

So, what does this rate cut actually mean? Is it good news, bad news, or just a bandaid on a broken system?

In this episode of The Investor Lab, we break down:
• The real reason behind the rate cut (it's deeper than the headlines)
• What this means for your rent, salary, savings, and spending power
• How this fits into the global economy (and who's really pulling the strings)
• What's next? More cuts? Inflation? A recession?

This is one of those "if you know, you know" moments—and after this episode, you'll know.

Best case? You’ll be ahead of the game while everyone else is catching up.

Worst case? You’ll walk away with a new dinner party conversation topic ;)

See you on the inside

WATCH ON YOUTUBE TO SEE THE CHARTS:
https://www.youtu.be/ZJGgxy0RhOI

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RESOURCES:
* RBA's Official Announcement: "Statement on Monetary Policy – February 2025"
* RBA Business Cycle Overview
* Book: "The Secret Life of Real Estate and Banking" by Phil Anderson
* Dashdot's Portfolio Growth System Overview

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Want help to invest in 2025?
Book in a quick chat here and we’ll point you in the right direction:
https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the team: http://hey.dashdotfinance.com.au/discoverycall

Join Property Pathfinder, for free Real Estate Market Intelligence here:
http://propertypathfinder.io

Got a question? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:

Hold vs Sell: How to Know When to Take Profits
Bitcoin: Why Every Property Investor Needs to Consider Owning It
Everything You Need To Know About Property Investing Finance
Property Investing In Australia In 2025: What You Need To Know
Investment Strategies for 2025
Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
What You Don’t Know About Money Could Cost You Everything

–

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

That property in your portfolio that's been performing well... have you been wondering if it's time to cash in? You're not alone.

This week, we're tackling the age-old property investor's dilemma: Hold vs. Sell.

We dove deep into the science and strategy behind knowing exactly when to take profits – and when to hold for another growth cycle.

What you'll learn:
• The truth about 'Buy & Hold' (and why it's not always the best strategy)
• How to read suburb-level data to spot stagnation before it hits
• Real case studies: Including a high-growth property owner facing the "sell or buy more" decision
• Practical frameworks for analysing your own portfolio

If you've been wondering when to hold 'em or when to fold 'em, this is the episode for you.

See you on the inside

WATCH ON YOUTUBE TO SEE THE CHARTS:
https://www.youtube.com/watch?v=gVM0xAYBzwE

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Join Property Pathfinder, for free Real Estate Market Intelligence here:
http://propertypathfinder.io

Apply for a Portfolio Review here:
https://pages.dashdot.com.au/TILportfolioreview

Got a question? We're all ears!
https://bit.ly/tilqs

Want help to invest in 2025?
Book in a quick chat here and we’ll point you in the right direction:
https://bit.ly/3E0wKGa

Need finance guidance?
Chat with Callum: http://hey.dashdotfinance.com.au/discoverycall

–

Catch Up On Recent Episodes:

Bitcoin: Why Every Property Investor Needs to Consider Owning It
Everything You Need To Know About Property Investing Finance
Property Investing In Australia In 2025: What You Need To Know
Investment Strategies for 2025
Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
What You Don’t Know About Money Could Cost You Everything

–

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

You already know that property is one of the best ways to build and protect wealth — that’s why you’re here.

But here’s the thing: our money is broken.

Governments keep printing more of it, eroding its value, and making it harder for everyday investors to get ahead.

Property has been a tried-and-true hedge against this for centuries…

But what if I told you there’s another asset that solves the exact same problem, but is more scarce, more portable, and more accessible to everyday investors?

Bitcoin.

In this week's episode, we dive deep into why every property investor should consider owning Bitcoin and what happens when these two worlds — real estate and digital property — collide.

Here’s what we cover:

• The fundamentals of Bitcoin and why it matters more than ever.
• Why every property investor should own Bitcoin as part of their portfolio.
• How and why Bitcoin is could reach $1 million per coin by 2030.

Real estate is scarce. Bitcoin is even scarcer — with only 21 million coins ever to exist.

While governments can (and will) keep inflating the money supply, nobody can create more Bitcoin or land.

If you’re serious about wealth preservation, you need to understand both.

This episode could reshape how you think about wealth preservation in the digital age.

See you on the inside

WATCH THE EPISODE ON YOUTUBE:
https://youtube.com/live/XkNvBPDfmlI

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RESOURCES:
* Youtube: Raoul Pal / Real Vision
* Youtube: Michael Saylor
* Youtube: Natalie Brunnell
* Book: The Bitcoin Standard - Saifedean Ammous
* Book: The Hidden Cost of Money - Seb Bunney
* Courses: Seb’s ‘Looking Glass Education’ Bitcoin course
* Beginner Guide: https://thesimplestbitcoinbook.net
* How to buy 101: https://youtu.be/JEA7inK8Akg

--

Got a question? We're all ears!
https://bit.ly/tilqs

Want help to invest in 2025?
Book in a quick chat here and we’ll point you in the right direction:
https://bit.ly/3E0wKGa

Need finance guidance?
Chat with Callum: http://hey.dashdotfinance.com.au/discoverycall

–

Catch Up On Recent Episodes:

Everything You Need To Know About Property Investing Finance
Property Investing In Australia In 2025: What You Need To Know
Investment Strategies for 2025
Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit)
What You Don’t Know About Money Could Cost You Everything

–

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

What’s Your Biggest Finance Challenge Right Now?

Trying to figure out how to finance your next property? Unsure whether to refinance now or wait for interest rates to drop? Curious about trusts and SMSFs, or just feeling stuck?

We know you’ve got questions — and we’ve got answers.

In this special Finance Q&A episode of The Investor Lab, we tackle YOUR burning property finance questions, live and unfiltered. Whether you’re new to investing or scaling a portfolio, this is your chance to get tailored advice from one of the most savvy and strategic mortgage brokers around right now — Callum Rhodes, Head of Dashdot Finance.

Here's what we cover:
* Interest Rates & Market Outlook
* Impact of Rate Cuts on Borrowing Capacity
* Fixed vs Variable Rates
* Interest-Only Loans & Debt Structuring
* Offset Accounts vs Redraw Facilities
* Debt Recycling Strategy & Paying Down a PPOR
* Investing Through Trusts
* Investing Through SMSFs (Self-Managed Super Funds)
* Non-Bank Lenders & Alternative Financing

LINKS:
* Dashdot Finance — http://hey.dashdotfinance.com.au/discoverycall
* Dashdot Property — https://bit.ly/3E0wKGa
* Book: 'The Debt Millionaire' by George Antone — https://www.amazon.com/Debt-Millionaire-people-never-wealth-ebook/dp/B01FTY5YSE

Got a question? We're all ears! https://bit.ly/tilqs

--

Want Dashdot's help to invest in 2025?
Our team can help — book in a quick chat here and we’ll point you in the right direction:
https://bit.ly/3E0wKGa

Need finance guidance? Chat with Callum: http://hey.dashdotfinance.com.au/discoverycall

–

Catch Up On Recent Episodes:
* https://youtu.be/q-ax_rnISFQ
* https://youtu.be/pVz1Ns2V_cw
* https://youtu.be/D_vC4kD5ckM
* https://youtu.be/WlmKKv458k4

–

Connect:
https://www.dashdot.com.au
https://youtube.com/@theinvestorlab
https://instagram.com/dashdotproperty
https://instagram.com/goosemcgrath
https://instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

How should I invest in 2025 to navigate the biggest property trends of the year?

With an election looming, record-breaking immigration, and a critical housing supply crunch, 2025 is shaping up to be one of the most pivotal years in Australian property. Whether you’re just starting to consider real estate or looking for your next move, this episode will unpack the biggest trends shaping the market—and why now might be the time you’ve been waiting for.

In this live episode of The Investor Lab, we’re diving into:

• The election wildcard: What could change for property investors as we approach and come out the other side.
• The migration boom: Why record immigration is shaking up the market—and where the opportunities could lie.
• Supply and demand chaos: Is the housing supply crisis a short-term hiccup or the key to long-term growth?
• Interest rates vs opportunity: Why 2025’s interest rate environment could be hiding some of the best opportunities in years.
• “Where should I buy?” The first steps to figuring out your next move (and the clues to watch for).
• Live Q&A: Answering audience questions on strategy, market conditions, and common investor mistakes.

With special guest Sean Simpson, Dashdot’s Head of Property, who leads a team analysing over 500 properties every single week, this episode delivers unmatched insight into what’s really happening—and where the best opportunities are hiding.

Watch on Youtube here:
https://www.youtube.com/live/q-ax_rnISFQ

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Resources mentioned:

• Book: The Secret Life of Real Estate and Banking by Phillip J Anderson — Amazon
• Portfolio Growth Plan: Start your plan or update an existing one to approach 2025 with clarity: click here
• Strategic Finance Guidance & Mortgage Broking: Chat with Dashdot Finance for specialist advice: click here
• Submit a question for future episodes: https://bit.ly/tilqs

--

Want Dashdot's help to invest in 2025?
Our team can help — book in a quick chat here and we’ll point you in the right direction:
https://bit.ly/3E0wKGa

Connect:
https://www.dashdot.com.au
https://www.youtube.com/@theinvestorlab
https://www.instagram.com/dashdotproperty
https://www.instagram.com/goosemcgrath
https://www.instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.

“How should I invest in 2025 to set myself up for the next few years?”

It’s a big question — and if you’re feeling overwhelmed by the sheer number of options, you’re not alone. With so many paths to choose from, how do you figure out what’s right for you?

In this live episode of The Investor Lab, we’re cutting through the noise and give you a clear roadmap to make smarter financial moves this year.

Here’s what we’re covering:

• Breaking down asset types — property, stocks, crypto, and more — and their key characteristics.
• How to match opportunities to your goals and situation — at the right time.
• 3 realistic scenarios — hear how we’d approach investing in 2025 based on different starting points.

If you’ve been wondering where to start, what’s realistic for you, or how to navigate today’s market, this episode will give you the clarity and confidence you need. See you on the inside!

Watch on Youtube here:
https://www.youtube.com/live/pVz1Ns2V_cw

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Resources mentioned:

• Asset Class Comparison Matrix - Download here: https://bit.ly/42kFTDx
• Strategic Finance Guidance & Mortgage Broking - email callum@dashdotfinance.com.au

--

Want Dashdot's help to invest in 2025? Our team can help — book in a quick chat here and we’ll point you in the right direction: https://bit.ly/3E0wKGa

Want to submit a question for a future episode? We'd love to hear it: https://bit.ly/tilqs

Connect:
https://www.dashdot.com.au
https://www.youtube.com/@theinvestorlab
https://www.instagram.com/dashdotproperty
https://www.instagram.com/goosemcgrath
https://www.instagram.com/gabi.billing

See omnystudio.com/listener for privacy information.