The payments landscape is changing quickly, and with it come evolving risks. How can community banks build a payments risk management program that mitigates ever-changing threats? Nanci McKenzie, a payments expert with the Federal Reserve Bank of Atlanta, discusses how banks can build an effective payments risk management program.

Helpful Links:

Follow Nanci on LinkedIn: (10) Nanci McKenzie | LinkedIn

Register for our Credit Conference: New Frontier: Banking Credit in a Transforming Landscape | ICBB Cred Conference

Participation loans represent an opportunity for community banks to grow or manage their loan portfolio without exceeding their legal lending limit. But how does participation lending work at ICBB? In this episode, a participation loan panel, including chief lending officer Brandon Feltner; correspondent loan officer Paul Loxley; loan operations manager Beth Soard; and senior credit manager Michael Searcy break down the participation process step by step. Listen here, or wherever you get your podcasts.

A new year brings many new opportunities, but also some uncertainty. In this episode, host Madison Caplinger discusses the issues and trends community bankers should consider in 2025 with CEO and president Derek Hetherington, and sales manager and account executive Zac Bodenheimer.

Changes in interest rates, regulations, and consumer preferences can make community bank lending a challenge. One tool to manage a bank’s loan portfolio is to utilize participation loans—something with which ICBB is well acquainted and ready to help. In this episode, host Madison Caplinger discusses participation lending with chief lending officer Brandon Feltner; correspondent loan officer Paul Loxley; and loan operations manager Beth Soard.

Helpful Links:

Contact Brandon: bfeltner@icbb.bank

Contact Paul: ploxley@icbb.bank

Contact Beth: bsoard@icbb.bank

Participation Lending with ICBB: Bank Participation Loans Services | ICBB

In this Q3 market update episode, host Madison Caplinger discusses recent interest rate moves by the Federal Reserve, upcoming regulatory changes, and more with ICBB CFO Eli Barber, chief lending officer Brandon Feltner, and Scott Kimel from FNBB Capital Markets.

Helpful Links:

Contact Scott Kimel: skimel@bankers-bank.com

ICBB Participation Loans: Bank Participation Loans Services | ICBB

Contact Brandon Feltner: bfeltner@icbb.bank

In light of the upcoming presidential election, policy is a hot topic in the news and in the minds of bankers. Part of the value our state bankers’ associations provide is legislative advocacy. In this episode, ICBB CEO Derek Hetherington and Ballard Cassady, CEO of the Kentucky Bankers Association, discuss upcoming legislation that will affect community banks in Kentucky and nationwide.

Helpful Links

Kentucky Bankers’ Association: Kentucky Bankers Association (kybanks.com)

Follow Ballard on LinkedIn: (2) Ballard Cassady | LinkedIn

Follow Derek on LinkedIn: (2) Derek Hetherington | LinkedIn

The use of AI is on the rise across industries, and community bankers must decide if and how they are going to incorporate it into their operations. But how do they ensure safety and compliance in all its uses? In this episode, host Madison Caplinger discusses with Milton Bartley, CEO of ImageQuest, how to develop an AI Policy at your bank.

Helpful Links:

Register for BOOM: https://www.icbbcourses.online/event-details/boom-compliance-shattering-expectations-1?utm_source=the-correspondent&utm_medium=show-notes&utm_campaign=boom-2024

Follow Milton on LinkedIn: (4) Milton Bartley | LinkedIn

Follow ImageQuest on LinkedIn: (4) ImageQuest LLC: Overview | LinkedIn

Interest rate SWAPs are a loan pricing tool often used by large financial institutions to manage their interest rate risk and offer customers long-term, fixed rate loans. But how do they work, and what opportunities do they represent for community banks? Madison discusses these questions with CEO Derek Hetherington and CFO Eli Barber.

Helpful Links

Contact Derek: dhetherington@icbb.bank

Contact Eli: ebarber@icbb.bank

Follow Derek on LinkedIn: Derek Hetherington | LinkedIn

Follow Eli on LinkedIn: Eli Barber | LinkedIn