Episodes

  • Assets: Picking Winners in the "Playoffs"

    Assets: Picking Winners in the "Playoffs"
    Sep 18 2024
    The Cash Flow Academy team discusses their "asset playoff" predictions and debate the outlook for various asset classes. They were skeptical about the long-term prospects for Bitcoin and crypto, seeing them more as speculative investments rather than true stores of value. However, they were more bullish on gold, noting its technical strength as it hits new all-time highs. Overall, the team highlighted their preference for tangible, cash-flowing assets over purely speculative crypto investments.
    Show More Show Less
    50 mins
  • Government Spending, Taxation, and Education

    Government Spending, Taxation, and Education
    Sep 11 2024
    Andy, Noah, and Corey discuss the potential implications of proposed tax policies targeting high net worth individuals, such as a tax on unrealized capital gains. The team analyzes how this could lead to forced liquidations and market volatility, as well as the broader impacts on the 401(k) retirement system and the economy. They emphasize the importance of understanding the nuanced effects of policy changes, rather than simply focusing on political rhetoric. The discussion also touches on issues of government spending, taxation, and the need for greater financial education among the electorate.
    Show More Show Less
    1 hr and 2 mins
  • The Credit Card Ecosystem

    The Credit Card Ecosystem
    Sep 4 2024
    Andy sits down with Dr. Sean Vanatta, author of "Plastic Capitalism: Banks, Credit Cards, and the End of Financial Control." They dive into the fascinating history of credit cards, exploring how they emerged from department store charge accounts in the 1920s and evolved into a ubiquitous part of the modern economy. Vanatta shares insights on Bank of America's pioneering role in mass-mailing unsolicited credit cards, the competition among banks to enter the market, and the resulting surge in consumer debt. The discussion examines the impact of variable interest rates, the disproportionate increase in credit card rates compared to other benchmarks, and the implications for investors and consumers alike. Andy and Vanatta also consider the historical context of consumer debt, the potential for government intervention, and the importance of understanding financial history to make informed decisions.
    Show More Show Less
    45 mins
  • Preparing for the Unexpected: The Armor Class

    Preparing for the Unexpected: The Armor Class
    Aug 28 2024
    Andy, Noah, and Corey discuss market volatility, risk management strategies, and the importance of financial education and preparation for potential market downturns. The team introduces their "Armor Class" - a course on advanced risk management and opportunity readiness. They analyze the shift in consumer discretionary sectors, economic indicators like labor market and credit card default rates, and the role of the Federal Reserve in market stability. The key takeaway is the emphasis on staying big picture, being prepared with both emergency and investment capital, and practicing risk management strategies before volatile market conditions arise.
    Show More Show Less
    57 mins
  • Unlocking the Secrets of Renaissance Technologies

    Unlocking the Secrets of Renaissance Technologies
    Aug 22 2024
    In this episode, Gregory Zuckerman joins us to discuss his book, The Man Who Solved the Market, which chronicles the remarkable journey of Jim Simons. Simons, a mathematician turned investor, co-founded Renaissance Technologies and achieved an astonishing 66% annual return before fees with his Medallion Fund. Zuckerman sheds light on Simons' systematic trading approach, blending advanced algorithms with human intuition. He also addresses the role of AI in modern finance, emphasizing that while technology is crucial, human insight remains essential. Additionally, Zuckerman talks about his other works which aim to inspire young people through stories of overcoming adversity. Tune in to gain insights into the intersection of human and machine in finance and the power of inspirational storytelling.
    Show More Show Less
    23 mins
  • Navigating Uncertain Markets: Insights from Seasoned Investors

    Navigating Uncertain Markets: Insights from Seasoned Investors
    Aug 15 2024
    In this episode of the Cash Flow Academy Podcast, host Andy Tanner is joined by experienced investors Noah Davidson and Corey Halliday to discuss the current state of the markets and the challenges facing investors. The group delves into the Federal Reserve's monetary policy decisions, the impact of consumer spending trends, and the importance of risk management and preparedness in volatile market conditions. They share their insights on the potential opportunities and pitfalls that may arise as the economy navigates through a period of uncertainty, offering valuable perspectives for investors looking to navigate the changing landscape.
    Show More Show Less
    45 mins
  • Navigating Economic Uncertainty: Separating Shocks, Crises, and False Alarms

    Navigating Economic Uncertainty: Separating Shocks, Crises, and False Alarms
    Aug 7 2024
    In this episode, Andy Tanner interviews Paul Schwartz, the author of "Shocks, Crises, and False Alarms: How to Assess True Economic Risk." They discuss the importance of embracing uncertainty in economics and investing, avoiding dogmatic thinking, and using an eclectic approach to understand the complexities of the financial landscape. Schwartz shares his insights on topics such as the Federal Reserve's monetary policy, the sustainability of fiscal policy in the United States, and the risks posed by financial leverage and interdependence. The conversation also touches on the challenges of quantitative analysis, the pitfalls of the "master model mentality," and the value of learning from generalized principles rather than seeking a single, definitive solution.
    Show More Show Less
    1 hr and 10 mins
  • Navigating Economic Uncertainty

    Navigating Economic Uncertainty
    Jul 31 2024
    In this episode Andy, Corey, and Noah discuss the potential for an impending market crash and economic downturn. They analyze the current market sentiment, the challenges facing the Federal Reserve, and the warning signs they're seeing in discretionary spending sectors. The conversation also covers strategies for preparing and responding to the next major market event.
    Show More Show Less
    46 mins