The Brutally Honest Loan Officers: The Unfiltered Mortgage Minds

By: Stephen Brock and Derick Brown
  • Summary

  • ”The Brutally Honest Loan Officers: The Unfiltered Mortgage Minds” is a refreshingly candid podcast hosted by two seasoned mortgage lenders, Stephen Brock NMLS 1926015 and Derick Brown NMLS 1640146, from The Mortgage Firm. This podcast cuts through the jargon and complexity of the mortgage industry, offering unfiltered insights and straightforward advice. Each episode delves into the often-overlooked aspects of mortgage lending, from navigating market trends to understanding credit scores. Our hosts bring their extensive experience and a touch of humor to demystify the mortgage process for consumers and realtors alike. Whether you’re a first-time homebuyer, a seasoned investor, or a real estate professional seeking to enhance your knowledge, this podcast is your go-to source for honest, actionable mortgage wisdom. Join us as we break down the walls of the lending world, one truth at a time. The Mortgage Firm NMLS 189233 Equal Housing Lender NC License # I-219794 CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
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Episodes
  • Tax Season & Home Buying: Are You Setting Yourself Up for Success?
    Feb 17 2025

    It’s tax season! But are you making the right financial moves to set yourself up for homeownership? In this episode of The Brutally Honest Loan Officer Podcast, Stephen and Derick break down how tax returns impact your ability to qualify for a mortgage—especially if you're self-employed. They’ll cover the do’s and don’ts of income reporting, tax deductions, and how to use your tax refund strategically. Whether you're a W-2 employee or a 1099 contractor, this episode is packed with insights to help you navigate tax season like a pro!

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    21 mins
  • Insurance Secrets Unlocked: What Every Homeowner Should Know with Public Adjuster James Coyne
    Feb 11 2025

    In this episode of The Brutally Honest Loan Officers: The Unfiltered Mortgage Minds, Derick and Stephen sit down with James Coyne, a seasoned Public Adjuster who once worked for one of the biggest insurance companies in Florida before switching sides to advocate for homeowners. With 5 years of experience and thousands of claims under his belt, James shares insider tips on how to navigate the complex world of property insurance. From common mistakes homeowners make when filing claims to how natural disasters impact policies, this episode is a must-listen for homeowners, real estate professionals, and loan officers alike.

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    48 mins
  • The Good, The Bad & The Rent: Tere Alvarez on Residential Management
    Feb 4 2025

    In this episode, we get Brutally Honest with Tere Alvarez, a seasoned residential manager, to dive into the challenges and insights of managing residential properties. From market trends to tenant relations, Tere shares valuable perspectives that every real estate professional needs to hear. Don't miss this one! 🎙️🏡 #BrutallyHonest #RealEstate #PropertyManagement #Podcast

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    48 mins

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