Getting through retirement while being able to pay all of your expenses is the goal. But how do you make it happen? You’ll have to make decisions before and during retirement that will impact whether or not it’s successful. I answer some questions directly related to financially surviving retirement in this episode of Retirement Made Easy.

• [1:46] Question #1: Should you build an expected inheritance into your plan?
• [5:19] Question #2: How can you calculate costs in retirement?
• [8:24] Question #3: How does disability work with life insurance?
• [10:25] Question #4: How does the survivor benefit work when divorced?
• [13:05] Question #5: Why do you need to find specialists?

• 3 Steps to Retirement Planning

• Email at: Gregg.gonzalez@lpl.com
• Podcast: https://RetirementMadeEasyPodcast.com
• Website: https://StLouisFinancialAdvisor.com
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When are the best times for Roth conversions? Should you invest in a target-date fund? Can you avoid the 10% early withdrawal penalty? These are just a few of the questions I’ll tackle in this special Listener Questions edition of Retirement Made Easy!

Preparing for retirement is complicated at best. I want to make sure I’m consistently answering the questions that are top of mind for my listeners. So if you have a question, head on over to RetirementMadeEasyPodcast.com and submit one!

• [0:28] Submit questions are RetirementMadeEasyPodacst.com
• [2:57] Question #1: When are the best times for Roth conversions?
• [8:23] Question #2: Should you invest in a target-date fund?
• [13:59] Question #3: How do I request a lump sum pension?
• [16:57] Question #4: Can you avoid the 10% early withdrawal penalty?
• [19:55] Question #5: How does 401K matching work?
• [22:28] Question #6: How does the survivor benefit work when divorced?
• [25:07] Question #7: How do long-term capital gains taxes work?

• Check out the Retirement Made Easy YouTube channel!
• 3 Steps to Retirement Planning
• Rule 72T

• Email at: Gregg.gonzalez@lpl.com
• Podcast: https://RetirementMadeEasyPodcast.com
• Website: https://StLouisFinancialAdvisor.com
• Follow Gregg on LinkedIn
• Follow Gregg on Facebook
• Follow Gregg on YouTube

Subscribe to Retirement Made Easy
On Apple Podcasts, Spotify, Google Podcasts

When should you claim your Social Security benefits? What do benefits look like for teachers who contribute to Teacher Retirement Systems? What is the survivor step-up strategy? In this episode of Retirement Made Easy, we’ll dive into some of the more complex areas of Social Security that people need to know about but are rarely told.

• [1:48] Check out our website for some FREE resources
• [2:27] Should you claim sooner or later?
• [6:19] The way Social Security is taxed
• [8:51] The GPO or WEP rules for survivor benefits
• [12:17] The survivor step-up strategy
• [19:34] Cost-of-living adjustments
• [24:03] How the spousal benefit works

• 3 Steps to Retirement Planning
• Widows Move Forward on Their Own – But Not Alone
• Social Security Cost of Living Adjustment

• Email at: Gregg.gonzalez@lpl.com
• Podcast: https://RetirementMadeEasyPodcast.com
• Website: https://StLouisFinancialAdvisor.com
• Follow Gregg on LinkedIn
• Follow Gregg on Facebook
• Follow Gregg on YouTube

Subscribe to Retirement Made Easy
On Apple Podcasts, Spotify, Google Podcasts