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Topic #1: RNZ 11th of February - ‘Pre-wave' of property investors start to appear

Topic #2: Good Returns 11th of February - Borrowers switch from floating to fixed rates at brisk clip

Topic #3: NZ Herald 11th of February - Kāinga Ora cracks down on rent debt, halves outstanding amount

Topic #4: NZ Adviser 12th of February - NZ's residential property market shifts toward buyers

Topic #5: RNZ 12th of February - Flat hunting? Here's why a landlord can't ask whether you have got a job

#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #rent #newzealand

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Realestate.co.nz 3rd of February - Sellers hit 2025 hard, with new listings at levels not seen in a decade

Topic #2: NZ Herald 4th of February -Housing Minister Chris Bishop reveals Kāinga Ora’s turnaround plan to reduce deficit

Topic #3: Oneroof 4th of February - Wellington’s average RV drops 24%: Which suburbs are most at risk?

Topic #4: NZ Herald 5th of February - Major banks cut home loan rates; Westpac first to go sub 5%

Topic #5: RNZ 5th of February - Should first-home buyers rush to get in the market?

#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Stuff 22nd ofJanuary - What the unchanged inflation rate means for your mortgage

Topic #2: NZ Herald 22nd of January -Rising rents the biggest driver as inflation stays stuck at 2.2%

Topic #3: Interest.co.nz 22nd of January -REINZ says December was especially quiet and buyers had plenty to choose from as housing inventory surged

Topic #4: RNZ 21st of January- 'No rush back' to the housing market

Topic #5: The Mortgage Mag 22nd of January -Investor mortgage borrowers’ sentiment takes a nose dive



#propertyapprenticenz #investingadvice #mortgagerates #OCR #landlords #RBNZ

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 15th of January - Mortgage calls: When will borrowers see value in long-term rates again?

Topic #2: Interest.co.nz 16th of January -There was a 30% drop in buyer interest on Trade Me Property in December

Topic #3: Good Returns 15th of January -Borrowers turn to short term mortgage rates in droves

Topic #4: Interest.co.nz 16th of January-Economists see latest NZIER Quarterly Survey of Business Opinion as clearing the way for a further substantial cut to the Official Cash Rate next month

Topic #5: Corelogic 16th of January -Rumours swirling over NZ’s foreign buyer ban - million-dollar agents think changes are afoot

#propertyapprenticenz #investingadvice #mortgagerates #OCR #landlords #RBNZ

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 12th of December-Building cost inflation drops to lowest annual rate since 2015

Topic #2: Oneroof 12th of December -FOBO knocks Christchurch for six: What is it and what is it doing to house prices?

Topic #3: RNZ Herald 12th of December-Smaller banks often match big bank interest rates - mortage adviser

Topic #4: Oneroof 11th of December -Tony Alexander: Don’t bet on ultra-low mortgage rates next year

Topic #5: Corelogic 12th of December -Best of the Best 2024 unveils a year of contrasts

#propertyapprenticenz #investingadvice #mortgagerates #OCR #landlords

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: 1News 4th of December-Stable property prices help fuel 'Goldilocks' market — report

Topic #2: The Mortgage Mag 5th of December -Bank of mum and dad alive and well

Topic #3: NZ Herald 4th of December-Commerce Commission investigated Valocity over competition issues among valuers

Topic #4: Interest.co.nz 3rd of December -Barfoot & Thompson's sales and selling prices both headed higher in November but the agency has a mountain of stock to deal with

Topic #5: Corelogic 5th of December -‘Holding pattern’ continues for property values in November

#propertyapprenticenz #investingadvice #mortgagerates #OCR #landlords

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: NZ Herald 16th of November-Housing Minister Chris Bishop outlines Government plans to make is easier for community housing providers to get finance

Topic #2: RBNZ Media Realease 27th of November -OCR 4.25% - OCR lowered further as inflation returns to target

Topic #3: NZ Herald 26th of November -Housing confidence rises as interest rates continue to fall

Topic #4: RNZ 27th of November - The rule change that's likely to hit property investors harder

Topic #5: RNZ 27th of November -KiwiSaver provider suggests saving no less than $1 million for retirement

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Welcome to the Property Apprentice Podcast, where we empower New Zealand property investors with the tools and insights they need to thrive! In this episode, host Debbie Roberts breaks down the exciting updates to New Zealand’s tenancy bond system.

After 24 years of paper-based processes, the tenancy bond service is going digital! Starting in late November, lodging new bonds will become faster, easier, and more secure with mandatory online options. Debbie covers everything you need to know, including:

📌 How the new system works
Digital bond lodgement options via online forms or B2B property management software.
Enhanced payment methods for secure transactions.
📌 Benefits for landlords, property managers, and tenants

Faster processing times.
Improved data accuracy and bond management.
📌 What stays the same

Existing bonds and related processes like refunds and updates remain unaffected for now.
📌 How to stay updated

Subscribe to the Tenancy Matters newsletter.
Follow Tenancy Services on Facebook.
Submit an Expression of Interest to participate in future system testing.
This episode is packed with practical advice to help landlords and property managers transition smoothly to the new system. Don’t miss it!

🔗 Visit https://www.tenancy.govt.nz/ for more details.

👉 Subscribe to the Property Apprentice Podcast for more tips and updates on property investment in New Zealand!

#propertyinvestors #nzproperty #landlordtips #realestateinvestors #newzealand #investingadvice #propertymanagement #housingmarketupdate

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.