Your career depends on many factors, such as your skills, interests, values, education, and opportunities you pursue. Think about what you're good at (your skills), what you enjoy doing (your passions), and what matters to you in life (your values). Take career assessments or personality tests (like Myers-Briggs or StrengthsFinder). Reflect on activities or subjects that excite you.

College standardized tests are exams that assess high school students' academic abilities and readiness for college. These tests provide colleges with a uniform measure to compare applicants from different educational backgrounds. Standardized tests have long been a part of the college admissions process in the United States, though their role has evolved in recent years.

In recent years, many colleges have moved to test-optional or test-blind admissions policies, meaning applicants can choose whether to submit their scores or colleges won’t consider them at all. This shift is part of a broader discussion on equity and the accessibility of standardized testing.

Choosing a college financial planner can be a significant step toward managing college expenses effectively. Look for a financial planner specializing in college planning, not just general financial advising. They should understand college savings plans (like 529 plans), financial aid, scholarships, and the nuances of FAFSA and CSS Profile.

Deciding whether to seek help from a professional regarding college issues can depend on your specific situation. If you're facing specific challenges, it might be worth reaching out to the relevant office or professional for tailored assistance.

The term "Expected Family Contribution" (EFC) is being replaced with "Student Aid Index" (SAI). This change reflects a shift in focus from what families are expected to contribute to the aid available for students. The SAI calculation takes into account a wider range of factors, which may provide a more accurate picture of a family's financial situation. This includes additional data from the Free Application for Federal Student Aid (FAFSA). Understanding these changes can help families navigate the financial aid process more effectively.

The Free Application for Federal Student Aid (FAFSA) is essential for students seeking financial aid for college. The digital FAFSA can be completed online at the official FAFSA website. This process allows students to apply for federal student aid, including grants, work-study, and loans.

FAFSA SAI refers to the Student Aid Index (SAI), a concept introduced in the 2024-2025 FAFSA (Free Application for Federal Student Aid) process. The SAI replaces the previous Expected Family Contribution (EFC) used to determine a student's eligibility for federal financial aid.

The FAFSA SAI represents a significant change in how financial need is assessed for federal student aid. Making the process more inclusive and transparent aims to help more students access the financial support they need to pursue higher education. However, as with any systemic change, there may be a learning curve for students and families adapting to the new framework.

Many colleges and universities require financial aid forms to determine eligibility for scholarships, grants, and loans. Completing these forms can unlock significant financial support.