Episodes

  • Widow's Tax Trap

    Widow's Tax Trap
    Aug 8 2026
    In this episode of Navigating Your Retirement, host Travis Chance breaks down the "Widow's Tax Trap" and how the loss of a spouse can unexpectedly impact a couple's long-term financial stability. He explains how transitioning from a "married filing jointly" status to a single filer can push a surviving spouse into a much higher tax bracket, even as household income decreases and living expenses stay the same. Travis highlights the importance of proactive financial planning and strategic moves, such as Roth conversions, to protect surviving spouses from unnecessary tax burdens.
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    Less than 1 minute
  • Retirement Then vs. Now: What Happened to Retirement?

    Retirement Then vs. Now: What Happened to Retirement?
    Jul 11 2026
    Retirement today looks entirely different than it did for previous generations, shifting from a simple milestone of pensions and gold watches to an active, decades-long chapter that you have to completely self-fund. This episode explores what changed, why traditional safety nets faded, and what it takes to build a secure future in the modern economic landscape. Tune in to discover the new rules of retirement and how to make them work in your favor.
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    Less than 1 minute
  • Financial Independence and What Does it Really Mean?

    Financial Independence and What Does it Really Mean?
    Jul 4 2026
    Financial independence is one of the most talked-about goals in personal finance, but its true meaning goes far beyond just hitting a specific number in your bank account. This episode explores what real financial freedom looks like for different people. Tune in to discover how to define your own version of independence and build a concrete roadmap to achieve it.
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    Less than 1 minute
  • Tulips, Rockets and the Risk of Following the Crowd

    Tulips, Rockets and the Risk of Following the Crowd
    Jun 27 2026
    From the 17th-century tulip mania to modern-day meme stocks and crypto rockets, history proves that following the investing crowd can lead to financial ruin. This episode explores the powerful psychology behind market bubbles and why FOMO (fear of missing out) frequently blinds investors to catastrophic risks. Tune in to learn how to spot herd mentality in the wild and build an unshakeable, disciplined portfolio that protects your wealth from the next big trend.
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    Less than 1 minute
  • America's Biggest Retirement Promise or ? (Social Security Stability)

    America's Biggest Retirement Promise or ? (Social Security Stability)
    May 30 2026
    With the future of Social Security constantly in the headlines, is America's bedrock retirement program a guarantee you can actually count on? This episode dives into the structural health of the trust funds, separates political scare tactics from economic realities, and explores what realistic reforms could mean for your future benefits. Tune in to learn how to smartly factor the stability of Social Security into your personal retirement blueprint.
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    Less than 1 minute
  • Plan to Age 100?

    Plan to Age 100?
    May 23 2026
    With average life expectancies rising, planning for a centenarian retirement is no longer just wishful thinking—it is a financial necessity. This episode explores the critical adjustments you need to make to your portfolio, healthcare strategy, and income streams to ensure your money lasts as long as you do. Tune in to learn how to actively safeguard your wealth against inflation and rising medical costs over a potential 30-plus-year retirement.
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    Less than 1 minute
  • Retiring with Debt and What To Do About it

    Retiring with Debt and What To Do About it
    May 2 2026
    Carrying a balance into your golden years doesn’t have to derail your dreams, but it does require a strategic pivot. This episode breaks down how to prioritize high-interest obligations while protecting your nest egg from unnecessary erosion. Learn actionable methods to manage your liabilities so you can focus on enjoying the retirement you earned.
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    Less than 1 minute
  • Retirement Questions That Keep People Up at Night

    Retirement Questions That Keep People Up at Night
    Apr 25 2026
    Navigating the transition to life after work often brings a wave of anxiety regarding market volatility and the fear of outliving your savings. In this episode, we tackle the most common "what-ifs" that plague retirees and those nearing the finish line. We provide actionable strategies to turn these midnight worries into a concrete, confident plan for your golden years.
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    Less than 1 minute