Episodes

  • The Retirement Spending Trap Part 2

    The Retirement Spending Trap Part 2
    Jan 31 2026
    In this follow-up episode, we dive deeper into the psychological and mathematical hurdles that make transitioning from saving to spending so difficult for new retirees. We explore advanced strategies for managing "guilt-free" distributions and how to adjust your withdrawal rate when market conditions or personal needs shift unexpectedly. Tune in to learn how to avoid the common pitfalls of underspending out of fear or overspending too early, ensuring your assets last as long as your retirement dreams.
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    Less than 1 minute
  • The Retirement Spending Trap Part 1

    The Retirement Spending Trap Part 1
    Jan 24 2026
    In the first part of this series, we explore the difficult psychological and mathematical shift from a lifetime of saving to a lifetime of spending. We break down the "spending trap"—explaining why the early years of retirement are the most critical for your portfolio's long-term survival and how hidden costs can derail even the best-laid plans. Tune in as we identify common pitfalls and provide initial strategies for setting realistic budget guardrails to ensure your nest egg lasts as long as you do.
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    Less than 1 minute
  • 5 Resolutions for Retirees

    5 Resolutions for Retirees
    Jan 10 2026
    As the new year begins, this episode highlights five essential financial resolutions designed to help retirees protect their nest egg and improve their peace of mind. We break down actionable strategies for optimizing tax-efficient withdrawals, rebalancing portfolios for a changing economy, and ensuring legacy documents are fully up to date. Join us to learn how these intentional steps can provide the clarity and confidence you need to make the most of your retirement in the year ahead.
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    Less than 1 minute
  • Christmas and Top 10 Reasons to Retire with a Plan

    Christmas and Top 10 Reasons to Retire with a Plan
    Dec 20 2025
    As the holiday season unfolds, we discuss how to balance festive celebrations with long-term financial mindfulness. We then transition into our countdown of the top ten reasons why entering retirement with a structured plan is essential for lasting peace of mind. Join us for a blend of seasonal cheer and practical wisdom to help you secure a stable and fulfilling future beyond the workforce.
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    Less than 1 minute
  • The Questions Seniors are Really Asking About Retirement

    The Questions Seniors are Really Asking About Retirement
    Dec 6 2025
    This episode cuts through the confusion to address the honest, unspoken questions seniors are really asking as they approach and enter retirement. We tackle practical, high-stakes topics like how to manage healthcare costs, when to claim Social Security for maximum benefit, and the best way to structure your portfolio to provide consistent income. Tune in for candid answers and actionable strategies that provide clarity and confidence for the next chapter of your financial
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    Less than 1 minute
  • Top 5 Thanksgiving Movies and What We Can Learn

    Top 5 Thanksgiving Movies and What We Can Learn
    Nov 29 2025
    This holiday special counts down the Top 5 Thanksgiving Movies and extracts the vital financial lessons hiding within these seasonal classics. We analyze the common pitfalls and triumphs of characters from films, focusing on themes like emergency fund necessity, the dangers of counting on future income, and the cost of travel mishaps. Tune in for a fun, festive discussion that will give you the budgeting and life insurance insights you need before you even sit down for dinner.
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    Less than 1 minute
  • Aging and Long-Term Care

    Aging and Long-Term Care
    Nov 22 2025
    This episode provides a critical look at the financial realities of aging and long-term care, a topic often avoided but vital for retirement security. We analyze the rising costs of in-home assistance, assisted living, and nursing home care, which can quickly deplete a lifetime of savings. Tune in for an actionable discussion on planning options, including the pros and cons of long-term care insurance, self-funding strategies, and effective ways to protect your assets.
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    Less than 1 minute
  • The Psychology of Spending in Retirement

    The Psychology of Spending in Retirement
    Nov 1 2025
    Many successful savers find the transition to spending their nest egg the most difficult financial hurdle in retirement, often fearing they'll run out of money even when the math says otherwise. This episode explores the behavioral science behind the "frugality trap," examining why the pain of withdrawal can outweigh the pleasure of spending your hard-earned wealth. Discover actionable strategies to shift your mindset from a lifelong accumulator to a confident spender, ensuring you enjoy the retirement you worked so hard to build.
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    Less than 1 minute