Now that we know who our next President will be, a lower inflation rate is not a guarantee. That's according to Senior Economist Robert Spendlove with Zions Bank. He says ecoomic theory dictates increasing tariffs -- which President-elect Donald Trump plans to do -- means higher inflation. He does say one of the biggest issues for next year's Congress will be taxation.

Susan Speirs, the CEO of Utah Association of CPAs, says the hope Trump has is that manufacturers will return the United States if tariffs are imposed, but right now they appear to be leaving China and going to Vietnam.

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If you truly want to support veterans, buy from their business or use their services. That's from Aikta Marcoulier, Regional Administrator for the Small Business Administration, who says veteran owned companies employee 5-Million people across the U.S. She says show your support using small, veteran owned business along with displaying a flag.

Veterans who are transitioning out of the military have lots of resources to help them, or family members, start a business in every state of the Union. SBA.gov/vetbiz is a great place to start. Here are other websites for vets or their families go from "boots to business."
Utah Veteran Business Resource Center
Veterans Business Outreach Center

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Politicians on both sides of the aisle are raising campaign funds faster than ever before. Boyd Matheson, political consultant, says Super Pacs are a big part of that revenue stream. He says the pacs are where almost all the negative ads come from.

Boyd says people need to be humble about what they think they know and look outside their normal sources of information in order to find out if what they are being fed is true or not. The first borometer is -- if it sounds 'out there' it's probably not correct. Please remember to "Disagree Better."

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Retirement is all about your cash flow. Jason Parker of Parker Financial and Sound Retirement Radio, has a formula to make sure you've saved enough for 'the golden years.' But, he says money isn't the most important item to have in order to gain wealth.

Hint: It's all about your relationships.

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Ticket Master/Live Nation makes $130 BILLION a year on fees selling tickets. The Ticket Act would remove Junk fees from live event ticket purchases. That's from Sally Greenberg, executive director of the National Consumers League, who also says there would be 'no more jumping through hoops on websites to see the actual price of a ticket and fake ticketing websites would go away.'

The Bill already passed the U.S. House of Representatives 388 to 24. Now it goes to the Senate for a vote. Please contact the Senators in your state to let them know how you want them to vote.

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*After this episode was recorded, the Utah Education Association sued the state of Utah over the wording of Amendment A,*
A bill to remove the state sales tax from grocery store food has been approved. But it won't go into effect unless Amendment A passes in this year's election.

The brief from Gardner Institute states Amendment A would allow legislators to re-allocate where monies collected from your Income Tax would go. Phil Dean, the Senior Economist at the Kem C. Gardner Institute says lawmakers want to shift some of the income tax away from education to the general state fund. Susan Speirs, the CEO of Utah Association of CPAs says some educators are worried their peice of the tax pie will get smaller.

Phil Dean says he believes the amount of money spent per pupil will actually increase under the proposed Amendment and Companion Bill. Also, find out what happens if the initiative doesn't pass.

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Too often women are made the caregivers of not only their children, but also their elderly parents. Lisa Peel, head of financial planning with Edward Jones, says this can greatly affect the amount of time they spend in the workforce, thus limiting their income.

Lisa says it is important to work closely with a financial planner to maximize the amount of income available both currently and for the future. She says it is extremely important to interview 2 or 3 advisors minimum, to find the right fit.

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Does the person you voted for have a financial background? It is critical to understand how local treasurers and auditors keep tabs on your taxes -- and who wants the job. Catherine Voutaz is running for Utah State Auditor and Sheila Srivastava for the Salt Lake County Treasurer positions. Find out why Sheila says every tax dollar is hard earned.

They explain why its important to have people in those offices who have financial backgrounds and what their roles are to assist the more well-known positions of governors, mayors and city councils. Susan Speirs, the CEO of Utah Association of CPAs, also joins the conversation to help explain why voters need to do their research on ALL the people listed on your ballot.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal X (Twitter) page.

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