With the new year (finally) upon us, Ted Hoornstra and Jon Gay are back to check in on where we were, where we're at, and where we're going.

We first do a quick update on families - the two and four-legged members.  We also check in on the political world, with the Presidency decided and the Senate about to be (as of this recording). Once that's settled, we can begin thinking about 2021.  No matter what, priority #1 will be dealing with the pandemic.

Despite the upheaval of our lives in 2020, analyst's predictions for market growth were largely accurate, and they are predicting the same for 2021, with, as Ted points out - a few asterisks.

Interest rates are at historic lows. With another stimulus package going out, what will the government's debt mean for the economy and markets?

The COVID-19 vaccines. The market looks to the future, not the present. How will the vaccine rollout affect outlook?

How has the coronavirus affected the way we invest?  A shift in technology was sped up by the pandemic. Do we need to focus more on individual funds than larger indexes?

As you look toward you financial future, think about safe money vs growth money. What kind of income will you need going forward?

If you need help with your financial future - reach out to Ted or Robert at the Hoornstra Financial Group.

http://www.hfg411.com/

ted@hfg411.com

robert@hfg411.com

(727) 498-8828