Episodes

  • 13: Beyond T+1: The future of real-time liquidity

    13: Beyond T+1: The future of real-time liquidity
    Sep 27 2024
    Market dynamics continue to transform due to the shift to T+1 or T+0 settlement cycles, Instant Payments, tokenized assets and DLT. One thing is clear: the window for decision-making is narrowing.

    Looking ahead to changes in market settlement cycles, both business and technology innovation will play a vital role. As we continue the move towards real-time global financial transactions and services, the financial industry must start planning now and act swiftly.

    However, with some markets already making transitions and others being encouraged to follow, it is crucial to carefully evaluate the necessary requirements.

    In this episode of Liquidity Talks we will speak with Gary Wright, Director at ISITC, to explore:
    ✅ What can we learn from those markets that have made move to a shorter settlement cycle.
    ✅ What are the key questions you should ask as the wider markets consider their move.
    ✅ What's next; where do we go and what does this mean for Liquidity and risk management.
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    33 mins
  • 12: Mastering Liquidity Risk in Banking

    12: Mastering Liquidity Risk in Banking
    Jul 12 2024
    In recent decades, the financial markets have undergone transformative changes, reshaping the landscape of banking and liquidity risk management. Bank collapses, the implementation of quantitative easing, rising funding costs, and increased regulatory focus have profoundly impacted market dynamics.

    Meanwhile, societal changes, the emergence of innovative financial institutions, and rapid technological advancements continue to redefine the financial system's operations.

    These factors collectively underscore the need for banks and treasurers to continually evolve.

    Join Neville Roberts in this latest episode of Liquidity Talks as he speaks with Professor Moorad Choudhry, Founder of The BTRM and Author of The Principles of Banking, on his views around all things Banking and Liquidity Risk.

    Throughout the episode, we'll explore:
    ✅ How lessons learnt from the past have shaped today’s liquidity management function.
    ✅ The importance of a strong risk culture plays in effective risk management.
    ✅ What the future holds for Liquidity and risk management.
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    31 mins
  • 11: How to enhance liquidity and risk management through payment control

    11: How to enhance liquidity and risk management through payment control
    Jun 14 2024
    Real-time data is essential for banks to maintain a robust control framework across both risk and liquidity management.

    Payment control serves as a powerful tool, enabling banks to effectively manage risks, regulate liquidity usage and payment outflows, optimise funding, and enhance both profitability and operational resilience.

    In this episode of Liquidity Talks, we'll cover why payment control is an important strategic tool for a bank.

    Throughout the episode, we'll explore:
    ✅ How to effectively use a payment control solution.
    ✅ How to use payment control as a way of offering clients various levels of service.
    ✅ How effective payment control enables you to manage evolving risks and enhance operational resilience.
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    32 mins
  • 10: How to create products using data to enhance liquidity management

    10: How to create products using data to enhance liquidity management
    May 23 2024
    Events over the past year for banks have vividly demonstrated a marked acceleration in the velocity of payments, particularly those conducted in USD. Therefore, there is an increased need to leverage real-time data to enhance liquidity management solutions.

    Join us in the latest episode of Liquidity Talks with Thomas Meiman, a seasoned professional with decades of product insights, including a long stint at BNY Mellon.

    Throughout the episode, we'll explore:

    • How to accurately forecast cash supply and demand throughout the day
    • Understand how to develop products that align efficiently with the characteristics of each transaction
    • Enhance your understanding of why comprehensive client relationships, including both client perspectives and the need for internal stakeholder education is needed
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    33 mins
  • 9: Redefining Stress Resilience in Banking

    9: Redefining Stress Resilience in Banking
    May 3 2024
    Banks can no longer rely solely on capital requirements as an indicator of the firm’s health. Credit Suisse and SVB both failed despite meeting or exceeding the minimum thresholds (CSFB’s LCR was 154%, SVB’s would have been 150%). With ongoing discussions about increasing capital requirements in the aftermath of recent events, it's crucial to assess whether we're truly learning from past experiences. Rather than fixating solely on capital and liquidity numbers, it's imperative to shift focus towards building robust capabilities to navigate through stress events. Join Neville Roberts in this latest episode of Liquidity Talks as he speaks with Mark Crowhurst, Financial Risk Advisory, Baringa, to explore: ✅ Why there is over reliance on buffers as measures of banks’ ability to with stand stress. ✅ How capability will make you more resilient and dynamic as well as facilitating competitiveness and growth. ✅ What can you leverage now to support those capabilities. ✅ How should you think a
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    30 mins
  • 8: Evolving the Treasury Tech Mindset: Leaving Legacy Systems Behind

    8: Evolving the Treasury Tech Mindset: Leaving Legacy Systems Behind
    Apr 16 2024
    Technology modernization in treasury should not just be seen as a response to regulatory changes. It should be embraced as a strategic imperative, leveraging data to enhance operational efficiencies, mitigate risks, and unlock avenues for growth.

    In this latest episode of Liquidity Talks we talk with LPA’s Director, Peter Woeste Christensen, about how technology adoption can help banks not only meet regulatory requirements but also position themselves advantageously in the dynamic financial landscape of today and tomorrow.

    Throughout the episode, we'll explore:
    • The current market and regulatory changes and how they impact you.
    • How you deliver a compelling reason for your organisation to change.
    • How to use past scenarios to inform future technology needs
    • How leveraging real-time data is an enabler to optimising liquidity
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    33 mins
  • 7: Leveraging Intraday FX Swaps and Repos for Enhanced Liquidity Management

    7: Leveraging Intraday FX Swaps and Repos for Enhanced Liquidity Management
    Mar 8 2024
    In today's fast-paced financial landscape, characterized by accelerated money flows, shrinking settlement times, and heightened intraday data collection, the imperative for firms to wield a diverse array of tools for liquidity control has never been more pronounced. Not long ago, the ability to agree and settle an intraday trade appeared as a distant aspiration.

    However, propelled by advancements in technology and spurred by evolving client demands, organizations now offer this service as both an alternative and a complement to traditional tools, all with the shared objective of delivering bottom-line benefits to clients.

    Join Neville Roberts in this enlightening episode of Liquidity Talks as he engages in conversation with Finteum’s Co-founder and CEO, Brian Nolan, to delve into the realm of intraday transactions.

    Discover how these transactions can drive efficiencies and instill control in liquidity usage, and why real-time liquidity management is paramount to their success.

    Throughout the episode, we'll explore:
    ✅ The mechanics of Intraday transactions
    ✅ The benefits and opportunities they present
    ✅ Insight into industry initiatives for Intraday FX Swaps & Repo, as well as the significance of Distributed Ledger Technology (DLT)
    ✅ The integration with real-time monitoring systems
    ✅ Alternative approaches to intraday transactions, including throttling techniques
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    31 mins
  • 6: PvP’s role in enhancing Liquidity Management

    6: PvP’s role in enhancing Liquidity Management
    Feb 20 2024
    On average over $7.5 Trillion of global FX transactions take place daily. A high proportion of this does not settle with Payment vs. Payment protection and rarely in real-time. This creates friction, inefficiency, drives costs, and a lack of transparency which hinders effective liquidity management.

    In this episode of Liquidity Talks, Neville Roberts speaks to RTGS.global Business Development lead, Nick Miles, about how PvP can help drive a reduction in settlement risk, increase market reach, and why real-time liquidity management has a vital role to play in achieving these goals.

    Throughout the episode, we will be covering:
    ✅ The importance of PvP and why interoperability is imperative. 
    ✅ Understand the current challenges.
    ✅ What are the benefits and opportunities?
    ✅ The role of real-time liquidity management.
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    29 mins