Ever feel like life keeps throwing curveballs your way? The truth is, it doesn’t actually get easier—you just get better at hitting those pitches. This week, we’re tackling financial challenges head-on with financial behavior psychologist Dr. Brad Klontz and TikTok star Adrian Brambila. Together, they deliver some much-needed “virtual slaps” to help shift your financial mindset from poor to rich. We’re diving into practical tips like automating your finances, avoiding debt traps, and embracing tough love to overcome obstacles. In our headline segment, we’re revealing the U.S. cities with the highest and lowest non-mortgage debt. More importantly, we’ll discuss how to manage your financial health no matter where you live. It’s all about learning to play the game the right way. And, of course, stick around for Doug’s trivia, humor, and possibly a questionable bread recommendation. Run of Show Monday Morning Toast Ritual Debate Over the Best Bread Choices Salute to the Troops Introduction to the Stacking Benjamins Show Meet the Monday Mentors: Brad Klontz and Adrian Brambila Brad and Adrian Share Harsh Truths About Wealth Building The Psychology of Wealth and Financial Mindset Shifts Automation: The Secret Hack to Building Wealth The Poor vs. Rich Mindset: How to Change the Way You Think Investing Wisely: The 4% Rule Book Promotions and Special Offers from the Guests Doug’s Trivia and Humor Break Coaching and Motivational Strategies to Stay on Track Headline Segment: Debt in American Cities (Highest and Lowest) Conclusion and Final Thoughts on Getting Better, Not Easier FULL SHOW NOTES: https://stackingbenjamins.com/tough-love-money-lessons-brad-klontz-1604 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices