In this weeks episode I talk about what a debt-to-income ratio is and why it is one of the most important ratios when it comes to a home loan.  I explain what counts as part of your debt-to-income ratio and what doesn't.  

If you are in the market to buy a home, this is important information to understand as it will impact your ability to qualify. 

If you are in the market to finance a home, my team and I would love to help you.  You can find us online at www.danmoralez.com or at 616-931-4629.

If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast.  Better yet, let us help you with your home loan.  

Daniel J. Moralez
Regional Vice President
Mortgage Loan Officer
The Dart Bank
NMLS #709729

All loans are subject to credit approval. The Dart Bank is an Equal Housing Lender. All Rights Reserved 

This week I talk about recent changes to mortgage pricing and how they can impact clients. 

If you are in the market to finance a home, my team and I would love to help you.  You can find us online at www.danmoralez.com or at 616-931-4629.

If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast.  Better yet, let us help you with your home loan.  

Daniel J. Moralez
Regional Vice President
Mortgage Loan Officer
The Dart Bank
NMLS #709729

All loans are subject to credit approval. The Dart Bank is an Equal Housing Lender. All Rights Reserved 

This week Heather and I discuss the benefits of seller paid closing cost and how they can help you purchase a home sooner.

If you want to know more about this great strategy, feel free to reach out to me and I can explain the options in more detail.

Daniel J Moralez
NMLS 709729
Phone 616-931-4629
www.danmoralez.com