Financially Free Dentists

By: Conor Mahlmann CFP® CSLP® & Jake Courtney CFP® CSLP®
  • Summary

  • Are you a dentist with student loans? Join me, Conor Mahlmann, CFP®, CSLP® and my co-host Jake Courtney, CFP®, CSLP®, on a journey for dentists eager to take control of their financial futures—without the pain of a dental drill! Each episode explores the unique challenges and opportunities in dentistry, offering insightful tips and plenty of laughs (because finance doesn’t have to be boring). From managing debt to smart investing to practice management, we cover everything essential and outrageous. Because financial health for a dentist is about crafting a career and lifestyle that makes you and your patients smile. Whether you’re an associate fresh out of dental school or a seasoned practice owner wanting to work fewer clinical hours, our practical advice and casual banter will get you on the right track. Subscribe now and join us every other week to learn how to make your money work as hard as you do—because getting your finances in shape doesn’t need to feel like a root canal!
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Episodes
  • Playbook for Protecting Your Dental Practice: Financial & Operational Must-Knows
    Feb 13 2025

    You’ve invested years into building your dental practice — are you doing enough to protect it? We’re addressing the essential steps every dentist should consider, from financial safeguards to operational planning and succession strategies. You’ll learn how to shield your practice from risk, maintain its value, and ensure long-term success, no matter what challenges arise. Whether you’re just starting out or looking to strengthen your safety net, this episode is packed with practical advice every dentist needs.

    Key moments:

    (05:16) The financial safety nets every dental practice needs (but too many ignore)
    (10:06) You can’t afford to skip life and disability insurance
    (18:12) Buy-sell agreements and succession planning to protect your practice’s future
    (23:23) Cloud storage and disaster recovery are essential protections
    (27:00) Handling staffing and succession planning without the stress

    Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

    Like the show? There are several ways you can help!


    • Follow on Apple Podcasts, Spotify, or Amazon Music
    • Leave an honest review on Apple Podcasts
    • YouTube at Financially Free Dentists
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    32 mins
  • 1099 or W-2? Tax and Financial Impacts for Dentists
    Jan 30 2025

    Learn how employment classification can make or break your financial plan as we explore the key differences between 1099 independent contractor roles and W-2 employee positions.

    Special guest Kathleen Boyd, CFP®, CSLP®, CBDA, from the SLP Wealth dental planning team, joins us and shares expert insights on how each option affects your taxes, benefits, legal protections, and long-term financial goals. If you’re an associate evaluating job offers or a practice owner deciding how to structure your team, tune in to discover how to choose the path that sets you up for success, both in your practice and your finances.


    Key moments:

    (03:35) If someone offers you the choice of being a “1099 employee,” it’s a red flag

    (09:51) W-2 employees can save on taxes because employers pay half of FICA taxes

    (13:50) Moving from W-2 to 1099 shifts tax responsibility, but it can benefit high earners

    (18:53) 1099 associates can claim business deductions that W-2 employees can’t

    (24:39) Qualifying for a mortgage is harder for business owners than W-2 employees

    Links mentioned in this episode:

    • Independent contractor (self-employed) or employee?
    • SEP IRA plans

    Managing your finances doesn’t need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

    Like the show? There are several ways you can help!


    • Follow on Apple Podcasts, Spotify, or Amazon Music
    • Leave an honest review on Apple Podcasts
    • YouTube at Financially Free Dentists

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    27 mins
  • How Perpetual Learning Led to 60% Practice Growth in 2 Years
    Jan 16 2025

    What does it take to achieve remarkable growth in your practice? We’re joined by special guest Dr. Christian Mullin, a practice owner in Virginia Beach, who shares his inspiring journey of growing his practice’s collections from $1.1 million to $1.85 million in just two years.

    He walks us through his journey from Michigan to Virginia and the mindset shifts, strategies, and relentless pursuit of learning that fueled his success. From tackling operational challenges to rethinking patient care, his story is packed with insights for practice owners looking for sustainable growth. Tune in to get actionable takeaways and fresh perspectives on what’s possible for your career in dentistry.

    Key moments:

    (04:50) Efficient scheduling is the backbone of practice success

    (08:47) The moment he ruled out other paths and decided dentistry was the perfect fit

    (14:45) A mindset shift in dental school sparked his interest in investing and practice ownership

    (23:32) Practice ownership isn’t for everyone (managing people is harder than the procedures)

    (33:19) The one piece of advice he wishes he could give his younger self

    Managing your finances doesn’t need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

    Like the show? There are several ways you can help!


    • Follow on Apple Podcasts, Spotify, or Amazon Music
    • Leave an honest review on Apple Podcasts
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    37 mins

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