✔️Summary:

In this episode, Ryan Zabrowski shares insights into his investment philosophy, shaped by years of experience and a desire to create a timeless guide to financial success. His book, Time Ahead: An Investor’s Guide to Prosperity and Impact, focuses on achieving financial growth through sustainable strategies while making a lasting societal impact. Inspired by mentors like Warren Buffett and Charlie Munger, Ryan emphasizes value investing, competitive advantages, and avoiding industries hindered by technological disruption.

Ryan critiques traditional finance literature for rehashing old ideas, striving instead to present fresh perspectives. His approach combines analyzing operating environments, assessing risk beyond volatility, and leveraging opportunities in industries with strong growth potential, like technology and AI. He underscores the importance of understanding what not to own, noting that avoiding value traps can be as impactful as choosing the right investments.

AI and automation are pivotal themes for Ryan, who is optimistic about their potential to reduce work hours and increase productivity. He predicts societal shifts toward shorter workweeks and emphasizes the importance of avoiding industries negatively impacted by automation. Ryan highlights AI's transformative role in healthcare, longevity, and efficiency, with examples of AI-driven medical advancements and robotics reshaping daily life.

Ryan also discusses practical investment strategies, including tax-loss harvesting and aligning portfolios with one’s values. He advocates for combining active and passive approaches, leveraging algorithms to manage risk dynamically, and focusing on high-margin businesses with durable competitive advantages.

Lastly, Ryan reflects on the broader impacts of capitalism, urging investors to think critically about long-term trends. His philosophy is rooted in disciplined decision-making, continuous learning, and a forward-looking mindset to adapt to the ever-changing landscape of business and technology.

⭐️About Ryan:

Ryan Zabrowski is a seasoned investment professional with decades of experience, known for his disciplined strategies inspired by Warren Buffett, Benjamin Graham, and Nobel Laureates. Having read 1,000 books on investing, Ryan recently authored the 500-page Time Ahead to share his expertise. As a CERTIFIED FINANCIAL PLANNER® (CFP®) with advanced finance degrees, he has held roles at institutions like Washington University Endowment and Morgan Stanley. Outside his work with clients nationwide, Ryan values family life with his wife and daughters and supports impactful charities.

💜 Book Recommendations:

► Pioneering Portfolio Management by David F. Swensen

► Fooled by Randomness by Nassim Nicholas Taleb

► The Intelligent Investor by Benjamin Graham

► Berkshire Hathaway Inc. Shareholders Letters: https://www.berkshirehathaway.com/letters/letters.html