• Buy In Trust Or Personal Name To Maximise Borrowing, Minimise Tax?

  • Jan 12 2025
  • Length: 53 mins
  • Podcast

Buy In Trust Or Personal Name To Maximise Borrowing, Minimise Tax?

  • Summary

  • Protect your assets, get endless borrowing capacity & minimise your tax!

    You can do this! But how?

    In this episode Monica Rouvellas (Instagram: @monicarouvellas), solicitor & expert in tax law, shares a critical DEEP DIVE into property investment ownership structures:

    👉 Should you buy property in personal name vs corporate entities

    👉 Types of corporate entities for purchasing investment properties

    👉 Considerations for buying under corporate entities such as land tax, capital gain discounts & other taxes, state by state

    👉 How to take advantage of negative gearing losses, if any

    👉 Pros and cons of setting up a trust such as costs involved, loan documents, guarantor documents, using a solicitor vs accountant, PLUS how to avoid costly mistakes many property investors make

    This is truly a deep dive on property investment structures that rarely gets discussed - so tune in right till the end!

    Discussion Points:

    00:00: Introduction

    01:58: Monica’s property investment journey

    05:56: Tax Lawyer vs accountant: why each role is so important

    09:47: Buying under a personal name vs corporate entities

    20:37: How different trusts work for purchasing property

    26:03: Land tax, CGT and other tax considerations in each state

    36:53: How to navigate varying accounting advice

    44:27: Getting creative to circumvent lack of positive gearing

    50:50: Conclusion





















    About The Host:

    Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.

    PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.




    Resources:

    • Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/

    • Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty

    • Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta



    Disclaimer: No Legal, Financial & Taxation Advice

    The Listener, Reader or Viewer acknowledges and agrees that:

    • Any information provided by us is provided as general information and for general information purposes only;

    • We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;

    • We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;

    • The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;

    • The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;

    • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

    See omnystudio.com/listener for privacy information.

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