In this special year-end episode of the Michael Yardney Podcast, I chat with Stuart Wemyss about the key lessons we've both learned from the property markets in 2024 and what we can expect in 2025.

Let’s face it, 2024 threw plenty at us—rate movements, geopolitical turmoil, falling consumer confidence, uncertainty about rate movements, shifting buyer behaviour, and a housing market that continued to keep investors on their toes.

So we explore the impact of interest rates, regional market performance, and the mindset needed for successful property investment in 2025.

Takeaways

• The fundamentals for property in 2025 are sound but it's likley to be a year of 2 halves.
• Government policies and economic conditions will shape the property landscape in 2025.
• Successful investors focus on long-term strategies rather than short-term noise.
• Understanding the multifaceted nature of property is crucial for making informed decisions.
• The importance of asset selection cannot be overstated in a fluctuating market like we're experiencing.
• Interest rates are expected to stabilise or decrease, impacting investor confidence in the second half of the year.
• Perth and Adelaide have shown strong performance due to affordability - but will likley slow down in 2025.
• Investor behaviour can significantly influence market trends and property values.
• Luck plays a role in property investing, but preparation and knowledge are essential.
• Making good long-term decisions is essential for sustained success in property investment.

Chapters

00:00 Reflecting on 2024: Lessons Learned

04:29 Market Dynamics: Interest Rates and Borrowing Capacity

07:15 Regional Markets: The Rise of Adelaide, Perth, and Brisbane

10:39 Melbourne's Underperformance: Economic Factors at Play

13:16 Investor Sentiment: The Media's Role and Market Perception

16:38 Navigating Supply and Demand: Quality vs. Quantity

19:25 Creating Your Own Luck: The Importance of Preparedness

22:29 Looking Ahead: Predictions for 2025

25:23 The Role of Financial Services in Property Investment

28:27 Risks and Pitfalls: Caution for Investors

31:36 Long-Term Focus: Making Informed Decisions for the Future

36:44 Navigating Uncertainty in Property Investment

38:46 Winners vs. Losers: The Mindset Divide

40:09 The Power of Choice: Taking Responsibility

40:45 Understanding Market Trends

Links and Resources: 

Michael Yardney 

Stuart Wemyss – Prosolution Private Clients 

Stuart’s Book – Rules of the Lending Game & Investopoly 

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us 

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Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. 

Shownotes plus more here: 2024 in Review: Lessons from the Housing Market and Predictions for 2025 with Stuart Wemyss