The No Spend Year cover art

The No Spend Year

How I spent less and lived more

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The No Spend Year

By: Michelle McGagh
Narrated by: Lucy Brownhill
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About this listen

Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money.

Michelle McGagh has been writing about money for over a decade. You'd think that would make her a whiz with her own cash, right? Wrong! Spending with abandon and ignoring bank statements were her modus operandi. Just because she wasn't in serious debt apart from her massive London mortgage, she thought she was in control. She wasn't. Something needed to be done, but rather than cut back here and there, Michelle's approach was more radical. She set herself a challenge to not spend anything for an entire year. She paid her bills, and she had a minimal budget for her weekly groceries and household essentials, but otherwise Michelle didn't spend any money at all. She was finding creative ways to get the things she needed, to travel and to still be able to enjoy her time. Not only has she saved money, but she is happier, no longer feeling the desire to buy things all the time or feeling the pressure of being sold to. Her relationship with money, with things, with time, with others has changed for the better.

The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that; it is also a tool for life that will help you get to grips with your own financial situation. She talks about money in an accessible, unintimidating and often entertaining way, and interspersed throughout are really brilliant personal finance tips and life hacks about interest, mortgages, savings , pensions and spending less to help you live a more financially secure life, too.

©2017 Michelle McGagh (P)2017 Hodder & Stoughton
Investing & Trading Personal Finance Personal Success Stress Management Taxation Budgeting

What listeners say about The No Spend Year

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Great book!

Although the specific financial advice was not very applicable to an Australian, the stories and experiences of the author gave a real insight into a year of frugality.
The narrating was also great.
I would recommend this book to anyone who is even remotely interested in breaking free of consumerism or reducing their spending.

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30 minutes in and I opened a new savings account

This book gave great insight towards finances that I had not considered. 30 minutes in and I was opening a new savings account. Some of the sacrifices she made were extreme and I don’t think I could have endured this but I am certainly inspired to improve my future wellbeing.

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easy listen and motivating

very easy to listen to and motivating to save and not buy things. good advice of how to navigate not spending and honest conversation about the awkwardness of not spending in social situations. the only down side was the UK based info on tax when I'm not in the UK but that chapter was still an interesting listen

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Borefest

Extremely slow! Not a bad story if in much shorter version. Didn't even finish listening.

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Not for me...

I just couldn’t get past the first chapter - can’t put my finger on what it was. Was really looking forward to it to :(

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