The Latte Factor cover art

The Latte Factor

Why You Don't Have to Be Rich to Live Rich

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The Latte Factor

By: David Bach, John David Mann
Narrated by: Mizuo Peck, David Bach
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About this listen

Instant New York Times, USA Today, Wall Street Journal, and international best seller

Discover number-one New York Times best-selling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone - from millennials to Baby Boomers - can still make his or her dreams come true.

In this compelling, heartwarming parable, Bach and his best-selling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a 20-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’ suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop.

Henry soon reveals his “Three Secrets to Financial Freedom”, ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers she already earns enough to secure her financial future and realize her truest dreams - all she has to do is make a few easy shifts in her everyday routine.

The Latte Factor demystifies the secrets to achieving financial freedom, inspiring you to realize it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, number-one New York Times best-selling author of Money: Master the Game).

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2019 David Bach and John David Mann (P)2019 Simon & Schuster
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What listeners say about The Latte Factor

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a great read

a really insightful book, simple to follow and a easy listen.
shows the power of small actions everyday can lead to extraordinary results.
5 stars 🌟

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love this book

I finished this book within a day! not only it was interesting to listen it was also an eye opener to how we take little things for granted and how they can make a big impact.

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Pay yourself first

The Latte factor audible was recommended to me by my sister, to listen to while driving to and from work , busy doing housework or cooking. Thankyou so much Sis! Tho I found the narrator's accent quite hard to listen to at times , the message was invaluable and has started me on my own journey. Simple, but awsome principles to put into action! Just do it!

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Fantastic message... with some added speed!

A MUST READ FOR ALL WOMEN who want to be part of the revolution we need to create in order for women to be financially secure throughout our lives.

I found the narration too slow at first, but when I sped it up to 1.25 speed it was perfect and her voice was very engaging.

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MUST READ FOR EVERYONE (WHO IS NOT A MILLIONAIRE)

Absolutely loved this book. Incredibly easy to follow and understand. I have already made some big changes to my personal finances. I've been recommending it to almost anyone who will listen to me. I have also now signed up for his podcasts. LOVE LOVE LOVE IT!

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Fantastic Book!

Great easy read/listen. Lots of life lessons. Written in a parable format so you dont even realise you are learning lessons. Narrated beautifully. Highly recommend.

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Read it. it will change your mind set

David has used very easy to understand language and examples to make us understand how important it is for us to pay attention to where are you spending our money. Simple thing like coffee, we normally drink every day $3.50 to $7.00 a day which means up to $49 a week and up to $196.00 a month if we don't pay attention. Great book just read it.

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Loved this book

Thank you David for such a wonderful and heartfelt book. I really connected with it and putting changes into place now.
Everyone needs to read/listen to this book to build a secure future and to live their dream life now.

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Everyone needs to read this

A great story with a some serious money wisdom. Some money books are hard to read, not this one!!! Basic advice that everyone can follow to live their life to the fullest and to be rich now!

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You can see yourself in this book

At first I wasn’t sure that I was up for a story sort of format, but I really liked the narrator and was pulled into the story quite quickly. It was easy to compare my self with Zoe and to wonder what if I had known all that at 30? And how can I start now at 55? Luckily I CAN start now and my kids can reap the benefit of these simple 3 steps too.

Now onto the Automatic Millionaire.

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