Listen to this one book, set up your money, and get on with your life!

Find out what many in the financial world don't want you to know. Laid-back investing is not only easier, it can actually make you richer.

Learn how to kill off debt, curb spending, find your best KiwiSaver fund, save painlessly, buy a house or be happy not buying one, and move confidently towards and through retirement (hint: you don't need $1 million). You'll also learn why it's best to 'set and forget' your investments. And why, beyond a certain point, having more money is not the key to happiness.

Unlike many writers of finance books, Mary is not selling anything (except this book!). She just wants you to do well. She's on your side.

'Mary has that rare ability to cut through the jargon to what really matters. She combines expert wisdom and real-world insights, with fantastic results!'

DIANE MAXWELL, RETIREMENT COMMISSIONER

'Mary Holm is in the first rank of New Zealanders offering simple and wise advice to those who want to take effective steps to secure their future financial wellbeing. This straightforward guide should help ordinary Kiwis navigate their way through the various traps they can fall into.'

SIR MICHAEL CULLEN, FORMER DEPUTY PRIME MINISTER and MINISTER OF FINANCE